23 2nd St, Adams, MA 01220 Property Records

Berkshire County and Adams Town property record for 23 2nd St, Adams, MA 01220

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,814 sqft · built 1910
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on Record
Last Sale	$262,900 (Feb 2023)
Tax Bill	$4,372 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Feb 2021 Sale & Mortgage
APN	`41160000002230`

Property Details

APN / Parcel Number

Primary APN	`41160000002230`
Alternative APNs	`ADAM M:1160 B:0000 L:02230` `M:000116 P:000223`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,814 sqft Living Area
1st Floor Area	907 sqft
Basement Area	907 sqft
Unfinished Basement	907 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1952
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,454 sqft (0.24 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	41160000002230
Street Address	23 2ND ST
City	ADAMS
State	MA
Zip	01220-1946
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Subdivision	CASIMERE & ANNETTE URBANEK
Legal Lot Number	2230
Jurisdiction	ADAMS MA
Township / Civil Division	ADAMS
Census Block Group	3
Census Block	3029
Census Tract	922100

Owner

Source: Berkshire County and Adams Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	23 2ND ST, ADAMS, MA 01220-1946
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage NATIONSTAR MORTGAGE LLC
Feb 25, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage MOUNTAIN 1ST BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 27, 2023 · Amount on Record
Deed Sale	Feb 27, 2023 · Amount on Record
Prior Sale	Feb 25, 2021 · Amount on Record
Deed Book / Page	1818 / 459
Record Updated	Oct 29, 2026

February 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ADAMS MA
Recording Date	Feb 27, 2023
Property Address	23 2ND ST, ADAMS, MA 01220-1946
Document Number	001818-459
Book / Page	1818 / 459
Instrument Date	Feb 27, 2023
Instrument	940
Transaction Type	Transfer
Record Updated	Nov 11, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 2ND ST, ADAMS, MA 01220-1946

Mortgage

Document Number	0000000941
Date	Feb 27, 2023
Instrument	941

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

February 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ADAMS MA
Recording Date	Feb 25, 2021
Property Address	23 2ND ST, ADAMS, MA 01220-1946
Document Number	1743-169
Book / Page	1743 / 169
Instrument Date	Feb 25, 2021
Instrument	1256
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	23 2ND ST, ADAMS, MA 01220-1946

Mortgage

Document Number	1259
Date	Feb 25, 2021
Instrument	1259

Lender

Name	MOUNTAIN 1ST BANK & TRUST CO
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Berkshire County and Adams Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Berkshire County
County Subdivision	Adams Town
Unified School District	Hoosac Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,372.00 (+6.07%)	$257,000 (+9.36%) Land $53,600 Building $203,400	$300,842
2024	$4,122.00 (+7.2%)	$235,000 (+13.36%) Land $50,400 Building $184,600
2023	$3,845.00	$207,300 Land $45,800 Building $161,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADAMS FIRE DISTRICT serves 7,945 people · EPA ID MA1004000
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 483 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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