23 1st St, Keyser, WV 26726 Property Records

Mineral County property record for 23 1st St, Keyser, WV 26726

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,496 sqft · built 1935
Lot Size	0.062 acres (2,701 sqft)
Owner	Individual Name on Record
Last Sale	$141,000 (Nov 2024)
Tax Bill	$665 (2026)
Deeds & Mortgages	Jan 2023 Mortgage Jul 2022 Mortgage + 4 more
Flood Zone	Zone AE (high risk)
APN	`07-9-0381.0000`

Property Details

APN / Parcel Number

Primary APN	`07-9-0381.0000`
Alternative APN	`29-07-9-0381.0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,496 sqft Living Area
1st Floor Area	1,496 sqft

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	2,701 sqft (0.062 acres)
Lot Dimensions	60 ft deep x 45 ft wide
Garage Type	Attached
Garage Area	420 sqft
Porch	Porch
Porch Area	126 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	23 1ST ST
City	KEYSER
State	WV
Zip	26726-3003
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PTS LTS 73-74 BAILEY FIELD FLOYD & ROSALYN CONRAD-LE
Legal Subdivision	BAILEY FIELD ADD TO CITY OF KEYSER SUB
Legal Lot Number	73,74
Jurisdiction	MINERAL WV
Township / Civil Division	2
Census Block Group	2
Census Block	2026
Census Tract	10500

Owner

Source: Mineral County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	23 1ST ST, KEYSER, WV 26726-3003
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2023	Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO
Jul 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage TIDEWATER MORTGAGE SERVICES
Oct 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage WEPCO FCU
Oct 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage WEPCO FCU
Oct 12, 2021	Intrafamily Transfer, Transfer
Dec 11, 2017	Deed, Transfer · Balloon Mortgage WEPCO FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 14, 2024 · Amount on Record
Deed Sale	Nov 14, 2024 · Amount on Record
Prior Sale	Jan 19, 2023 · Amount on Record
Deed Document Number	2024208091
Deed Book / Page	410 / 747
Prior Transfer Date	Oct 4, 2021
Prior Transfer Doc	000396/418
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINERAL WV
Property Address	23 1ST ST, KEYSER, WV 26726-3003
Transaction Type	Mortgage
Record Updated	Feb 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000643/17
Date	Jan 19, 2023
Book Page	643/17
Instrument	197135

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2053

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINERAL WV
Property Address	23 1ST ST, KEYSER, WV 26726-3003
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000637/627
Date	Jul 11, 2022
Book Page	637/627
Instrument	193849

Lender

Name	TIDEWATER MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2052

Interest

Rate Type	Fixed Rate

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINERAL WV
Property Address	23 1ST ST, KEYSER, WV 26726-3003
Transaction Type	Mortgage
Record Updated	Nov 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	627/177
Date	Oct 12, 2021
Book Page	627/177
Instrument	187690

Lender

Name	WEPCO FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2036

Interest

Rate Type	Fixed Rate

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINERAL WV
Property Address	23 1ST ST, KEYSER, WV 26726-3003
Transaction Type	Mortgage
Record Updated	Nov 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	627/360
Date	Oct 15, 2021
Book Page	627/360
Instrument	187776

Lender

Name	WEPCO FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 31, 2036

Interest

Rate Type	Fixed Rate

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MINERAL WV
Recording Date	Oct 12, 2021
Property Address	23 1ST ST, KEYSER, WV 26726-3003
Document Number	000396/418
Book / Page	396 / 418
Instrument Date	Oct 4, 2021
Instrument	187689
Transaction Type	Transfer
Record Updated	Oct 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

December 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MINERAL WV
Recording Date	Dec 11, 2017
Property Address	23 1ST ST, KEYSER, WV 26726-3003
Document Number	000376/828
Book / Page	376 / 828
Map Reference	DB 279 PG 332
Instrument Date	Dec 8, 2017
Instrument	159620
Transaction Type	Transfer
Record Updated	Oct 10, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$392.70
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	577/435
Date	Dec 11, 2017
Book Page	577/435
Instrument	159621

Lender

Name	WEPCO FCU
Type	Credit Union

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	192 Months
Due	Jan 1, 2033

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Mineral County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Mineral County
Municipality	Keyser City
Unified School District	Mineral County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$665.00 (+3.91%)	$42,420 (+3.97%) Land $2,760 Building $39,660	$70,700 (+3.97%) Land $4,600 Building $66,100
2025	$640.00 (+7.38%)	$40,800 (+7.26%) Land $2,760 Building $38,040	$68,000 (+7.26%) Land $4,600 Building $63,400
2023	$596.00	$38,040 (-) Land $2,760 Building $35,280	$63,400 (-) Land $4,600 Building $58,800
2022	$596.00	$38,040 Land $2,760 Building $35,280	$63,400 Land $4,600 Building $58,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 19, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 26 policies
Nearby Flood Policies	26 in force
Nearby Flood Claims	67 (1979–2025)
Claims Outside the SFHA	11 of 67
Most Recent Claim	May 2025 · river or lake flooding
Claims by Event	Hurricane Fran And Associated Heavy Rains,flooding Highwind, Sep 1996 · 25 claims Flooding, Jan 1996 · 10 claims Severe Storms, Heavy Rains, Flooding, Mudslides, Jun 1995 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 475 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Breezeline, T-Mobile.

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