23 18th St, Lowell, MA 01850 Property Records

Middlesex County and Lowell City property record for 23 18th St, Lowell, MA 01850

Property Summary

Property Type	Duplex
Details	9 bd · 4 ba · 4,164 sqft · built 1925
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on File
Last Sale	$650,000 (Aug 2022)
Tax Bill	$9,254 (2026)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M13290`

Property Details

APN / Parcel Number

Primary APN	`M13290`
Alternative APNs	`LOWE M:172 B:2040 L:23` `M:000172 T:M13290`

Interior

Bedrooms	9 Beds
Full Baths	4 Baths
Total Rooms	16 Rooms
Units	2 Units
Stories	2 Stories
Building Area	4,164 sqft Living Area
Gross Area	6,517 sqft
1st Floor Area	1,572 sqft
Basement Area	1,572 sqft
Unfinished Basement	1,572 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,792 sqft (0.11 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	M13290
Street Address	23 18TH ST
City	LOWELL
State	MA
Zip	01850-1305
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	TTF
Legal Subdivision	LAND CENTERVILLE
Legal Block	2040
Legal Lot Number	23
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	5
Census Block	5004
Census Tract	310200

Owner

23 18th St, a duplex, is owned by an individual who bought it in August 2022.

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	18 SCHOOL ST, WILMINGTON, MA 01887-2330
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage WASHINGTON TRUST MORTGAGE CO
Mar 8, 2018	Deed of Trust, Mortgage THE WASHINGTON SAVINGS BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 18, 2022 · Amount on File
Deed Sale	Aug 18, 2022 · Amount on File
Prior Sale	Oct 15, 2009 · Amount on File
Deed Document Number	202235083
Deed Book / Page	37312 / 212
Record Updated	Oct 29, 2026

August 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Aug 18, 2022
Property Address	23 18TH ST, LOWELL, MA 01850-1305
Document Number	037312-212
Book / Page	37312 / 212
Instrument Date	Aug 18, 2022
Instrument	35083
Transaction Type	Transfer
Record Updated	Sep 2, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 SCHOOL ST, WILMINGTON, MA 01887-2330

Mortgage

Document Number	0000035084
Date	Aug 18, 2022
Instrument	35084

Lender

Name	WASHINGTON TRUST MORTGAGE CO

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Sep 1, 2027
Max Rate At Change	2.75%
Index	1-Year CMT

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	23 18TH ST, LOWELL, MA 01850-1305
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	31915-237
Date	Mar 8, 2018
Book Page	31915/237
Instrument	9392

Lender

Name	THE WASHINGTON SAVINGS BANK FSB
Type	Bank

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 23 18th St was $9,254, up 1.5% from the year before.

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,254.00 (+1.46%)	$815,300 (+2.62%) Land $143,700 Building $671,600	$728,592
2025	$9,121.00 (+11.18%)	$794,500 (+15.35%) Land $134,300 Building $660,200
2024	$8,204.00 (+4.4%)	$688,800 (+8.87%) Land $125,500 Building $563,300
2023	$7,858.00	$632,700 Land $109,200 Building $523,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 23 18th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 23 18th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 484 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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