23 12th Ave N, Saint Cloud, MN 56303 Property Records

Stearns County property record for 23 12th Ave N, Saint Cloud, MN 56303

Property Summary

Property TypeCommercial
Details3,180 sqft · built 1986
OwnerCompany Name on Record
Tax Bill$4,626 (2024)
Deeds & MortgagesJan 2023 Sale
Flood ZoneZone X (minimal risk)
APN82-46306-0000

Property Details

APN / Parcel Number

Primary APN82-46306-0000

Interior

Stories1 Story
Building Area3,180 sqft Living Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1986
Exterior MaterialBlock
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
Heating FuelGas

Location & Zoning

Old Parcel Number82.46306.0000
Street Address23 12TH AVE N
CitySAINT CLOUD
StateMN
Zip56303-4647
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionLOT 007 BLK 004 CRAM'S ADD SECTION 14 TOWNSHIP 124 RANGE 028 SECTION 14 TOWNSHIP 124 RANGE 028
Legal Range28
Legal Township124
Legal Section14
Legal SubdivisionCRAMS ADD
Legal Block4
Legal Lot Number7
JurisdictionSTEARNS MN
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2032
Census Tract602

Owner

Source: Stearns County records, as of November 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1212 N RED LEAF WAY, EAGLE, ID 83616-6913
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 23, 2023
Deed SaleJan 23, 2023
Deed Document NumberA1647819
Record UpdatedJun 8, 2026

January 2023: Deed, Transfer

Document TypeDeed
JurisdictionSTEARNS MN
Recording DateJan 23, 2023
Property Address23 12TH AVE N, SAINT CLOUD, MN 56303-4647
Document Number00A1647819
Instrument DateJan 18, 2023
InstrumentA1647819
Transaction TypeTransfer
Record UpdatedNov 6, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 129, SARTELL, MN 56377-0129

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of February 1, 2025

Property Jurisdictions

TypeName
StateMinnesota
CountyStearns County
MunicipalitySt. Cloud City
Unified School DistrictSt. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$205,000 (-9.13%) Land $87,000 Building $118,000$205,000 (-9.13%) Land $87,000 Building $118,000
2024$4,626.00 (-10.31%)
2023$5,158.00$225,600 Land $87,000 Building $138,600$225,600 Land $87,000 Building $138,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSaint Cloud
serves 71,321 people · EPA ID MN1730027
Water SourceSurface water
Last State InspectionAug 2025
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Intrepid Fiber Networks
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

May also be available: CenturyLink, Verizon, Xtratyme Technologies.

Nearby Properties on 12th Ave N

Nearby Streets

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