22R Lothrop St, Beverly, MA 01915 Property Records

Essex County and Beverly City property record for 22R Lothrop St, Beverly, MA 01915

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,109 sqft · built 1890
Lot Size	0.046 acres (1,999 sqft)
Owner	2 Individual Names on Record
Last Sale	$740,000 (May 2024)
Tax Bill	$6,530 (2025)
Deeds & Mortgages	Apr 2025 Mortgage Oct 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`RMD`

Property Details

APN / Parcel Number

Primary APN	`RMD`
Alternative APNs	`BEVE M:0005 B:0385 L` `1245`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,109 sqft Living Area
Gross Area	2,116 sqft
Basement Area	773 sqft
Unfinished Basement	773 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,999 sqft (0.046 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	1245
Street Address	22R LOTHROP ST
City	BEVERLY
State	MA
Zip	01915-5150
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMD
Legal Block	385
Jurisdiction	BEVERLY MA
Township / Civil Division	BEVERLY
Census Block Group	3
Census Block	3003
Census Tract	217402

Owner

Source: Essex County and Beverly City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	22 LOTHROP ST, R, BEVERLY, MA 01915-5150
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2025	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Oct 20, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage MASS SPECIALTY INVS L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2024 · Amount on Record
Deed Sale	May 16, 2024 · Amount on Record
Prior Sale	Oct 20, 2023 · Amount on Record
Deed Document Number	20241440
Deed Book / Page	42119 / 553
Record Updated	Sep 20, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEVERLY MA
Property Address	22R LOTHROP ST, BEVERLY, MA 01915-5150
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0042686-44
Date	Apr 29, 2025
Book Page	42686/44
Instrument	20250429000990

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2055

October 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BEVERLY MA
Recording Date	Oct 20, 2023
Property Address	22R LOTHROP ST, BEVERLY, MA 01915-5150
Document Number	041818-324
Book / Page	41818 / 324
Instrument Date	Oct 19, 2023
Instrument	20231020000950
Transaction Type	Transfer
Record Updated	Nov 3, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 MARCH ST APT 3, 3, SALEM, MA 01970-2659

Mortgage

Document Number	231020000980
Date	Oct 20, 2023
Instrument	231020000980

Lender

Name	MASS SPECIALTY INVS L

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Beverly City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Beverly City
Unified School District	Beverly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,530.00 (+92.23%)	$594,200 (+96.43%) Land $332,800 Building $261,400	$766,270
2024	$3,397.00 (-35.93%)	$302,500 (-35.76%) Land $233,000 Building $69,500
2023	$5,302.00	$470,900 Land $320,000 Building $150,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 individual policies
Nearby Flood Policies	116 units insured incl. 106 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEVERLY WATER DEPT serves 47,461 people · EPA ID MA3030000
Water Source	Purchased surface water from SALEM AND BEVERLY WATER SUPPLY BOARD
Last State Inspection	Nov 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 653 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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