22995 Lone Oak Dr, Estero, FL 33928 Property Records

Lee County property record for 22995 Lone Oak Dr, Estero, FL 33928

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,298 sqft · built 1998
Lot Size	0.105 acres (4,580 sqft)
Owner	2 Individual Names on Record
Last Sale	$349,000 (May 2024)
Tax Bill	$3,970 (2025)
Deeds & Mortgages	Mar 2022 Transfer Mar 2017 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`09-47-25-E1-23015.0102`

Property Details

APN / Parcel Number

Primary APN	`09-47-25-E1-23015.0102`
Alternative APNs	`250947E1230150102` `04472523000150102` `10445276`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,298 sqft Living Area
1st Floor Area	1,298 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Condo/Apartment
Lot Area	4,580 sqft (0.105 acres)
View / Lot	Lake
Garage Type	Attached
Garage Area	256 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	182 sqft

Location & Zoning

Account Number	10445276
Street Address	22995 LONE OAK DR
City	ESTERO
State	FL
Zip	33928-4335
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	MARSH LANDING TOWNHOUSE CONDO OR 2965 PG 1318 PH 15 BLDG 15 UNIT 102
Legal Range	25E
Legal Township	47S
Legal Section	09
Legal Subdivision	MARSH LANDING TOWNHOUSE CONDO
Legal Phase	15
Legal Tract	E1
Legal Block	2
Legal Lot Number	102
Legal Unit	102
Jurisdiction	LEE FL
Township / Civil Division	BONITA SPRINGS
Census Block Group	2
Census Block	2005
Census Tract	50320

Owner

Source: Lee County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2125 KLONDIKE RD, GREEN BAY, WI 54311-6931
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2022	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Mar 24, 2017	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2024 · Amount on Record
Deed Sale	May 21, 2024 · Amount on Record
Prior Sale	Mar 24, 2017 · Amount on Record
Deed Document Number	2024145028
Prior Transfer Date	Mar 15, 2022
Prior Transfer Doc	0000092316
Record Updated	Jun 8, 2026

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LEE FL
Recording Date	Mar 21, 2022
Property Address	22995 LONE OAK DR, ESTERO, FL 33928-4335
Document Number	0000092316
Map Reference	MB 2786 PG 1493
Instrument Date	Mar 15, 2022
Instrument	2022000092316
Transaction Type	Transfer
Record Updated	Mar 30, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3486 GOODWOOD DR SE, GRAND RAPIDS, MI 49546-7224

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Mar 24, 2017
Property Address	22995 LONE OAK DR, ESTERO, FL 33928-4335
Document Number	0000063722
Instrument Date	Mar 17, 2017
Instrument	63722
Transaction Type	Transfer
Record Updated	Nov 21, 2017
Title Company	FLORIDA TITLE AND GUARANTEE, FLORIDA TITLE & GNTE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,526.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1601 W SCHOOL ST #714 CHICAGO IL 606572140, 714, CHICAGO, IL 60657-2140

Mortgage

Document Number	63723
Date	Mar 24, 2017
Instrument	63723

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 23, 2032

Tax Assessment & Valuation

Source: Lee County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Municipality	Estero Village
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,970.00 (+10.25%) Homeowner's exemption	$316,991 (-4.8%) Building $316,991	$316,991 (-4.8%) Building $316,991
2023	$3,601.00 (+23.11%)	$332,970 (+44.89%) Building $332,970	$332,970 (+44.89%) Building $332,970
2022	$2,925.00	$229,801 Building $229,801	$229,801 Building $229,801

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 105 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	221 units insured incl. 116 condo units
Nearby Flood Claims	3 (2017–2022)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BONITA SPRINGS UTILITIES serves 76,033 people · EPA ID FL5360025
Water Source	Groundwater
Last State Inspection	May 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Summit Broadband Fiber	40,000 / 40,000
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Hotwire Communications, T-Mobile, Verizon.

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