Elkhart County property record for 22991 Cambridge Ct, Elkhart, IN 46516
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,968 sqft · built 1970 |
| Lot Size | 0.466 acres (20,299 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $153,083 (Jun 2018) |
| Tax Bill | $2,349 (2024) |
| Deeds & Mortgages | Mar 2022 Mortgage Aug 2018 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-06-12-351-003.000-009 |
| Primary APN | 20-06-12-351-003.000-009 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 1,968 sqft Living Area |
| Gross Area | 3,216 sqft |
| 1st Floor Area | 1,968 sqft |
| Basement Area | 720 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Combination |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 20,299 sqft (0.466 acres) |
| Lot Dimensions | 178 ft deep x 114 ft wide |
| View / Lot | Extra Front |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 648 sqft |
|---|---|
| Porch | Open Frame Porch |
| Porch Area | 108 sqft |
| Patio Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 22991 CAMBRIDGE CT |
|---|---|
| City | ELKHART |
| State | IN |
| Zip | 46516-9186 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ZO01 |
| Legal Description | PORTAGE REALTYS PINE CREST ESTATES SEC B LOT 102 |
| Legal Subdivision | PORTAGE REALTYS PINE CREST ESTATES |
| Legal Block | 351 |
| Legal Lot Number | 102 |
| Jurisdiction | ELKHART IN |
| Township / Civil Division | CONCORD |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 1902 |
22991 Cambridge Ct is owned and occupied by two individuals who bought it in June 2018.
Source: Elkhart County records, as of December 29, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 22991 CAMBRIDGE CT, ELKHART, IN 46516-9186 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 7, 2022 | Deed of Trust, Mortgage · Conventional Mortgage INOVA FCU |
| Aug 7, 2018 | Deed of Trust, Mortgage · Line of Credit INOVA FCU |
| Jun 25, 2018 | Warranty Deed, Transfer · Conventional Mortgage INOVA FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 25, 2018 · Amount on File |
| Deed Sale | Jun 25, 2018 · Amount on File |
| Prior Sale | Feb 22, 2006 · Amount on File |
| Deed Document Number | 201812639 |
| Prior Transfer Date | Jun 18, 2018 |
| Prior Transfer Doc | 0000012639 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKHART IN |
| Property Address | 22991 CAMBRIDGE CT, ELKHART, IN 46516-9186 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2023 |
| Title Company | FIDELITY NATIONAL TTL CO LLC |
| Name | Verified Name |
|---|
| Document Number | 0000004845 |
|---|---|
| Date | Mar 7, 2022 |
| Instrument | 2022-04845 |
| Name | INOVA FCU |
|---|---|
| Type | Credit Union |
| Address | ELKHART, IN 46516 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKHART IN |
| Property Address | 22991 CAMBRIDGE CT, ELKHART, IN 46516-9186 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY NATL TITLE CO LLC |
| Name | Verified Name |
|---|
| Document Number | 0000015964 |
|---|---|
| Date | Aug 7, 2018 |
| Instrument | 2018-15964 |
| Name | INOVA FCU |
|---|---|
| Type | Credit Union |
| Address | ELKHART, IN 46516 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 6, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ELKHART IN |
| Recording Date | Jun 25, 2018 |
| Property Address | 22991 CAMBRIDGE CT, ELKHART, IN 46516-9186 |
| Document Number | 0000002639 |
| Map Reference | MB10 PG45 |
| Instrument Date | Jun 18, 2018 |
| Instrument | 2018-12639 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2021 |
| Title Company | FIDELITY NATL TITLE CO LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 22991 CAMBRIDGE CT, ELKHART, IN 46516-9186 |
| Document Number | 0000012640 |
|---|---|
| Date | Jun 25, 2018 |
| Instrument | 2018-12640 |
| Name | INOVA FCU |
|---|---|
| Type | Credit Union |
| Address | ELKHART, IN 46516 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2048 |
Source: Elkhart County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Elkhart County |
| County Subdivision | Concord Township |
| Unified School District | Concord Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $265,100 (+1%) Land $18,700 Building $246,400 | $265,100 (+1%) Land $18,700 Building $246,400 | |
| 2024 | $2,349.00 | $241,000 (+6.54%) Land $18,700 Building $222,300 | $241,000 (+6.54%) Land $18,700 Building $222,300 |
| 2023 | $226,200 (+4.77%) Land $18,700 Building $207,500 | $226,200 (+4.77%) Land $18,700 Building $207,500 | |
| 2022 | $2,249.00 Homeowner's exemption | $215,900 Land $18,700 Building $197,200 | $215,900 Land $18,700 Building $197,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 22991 Cambridge Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.
Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2012 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 22991 Cambridge Ct has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Surf Internet Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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