2299 Winfield Dr, Navarre, FL 32566 Property Records

Santa Rosa County property record for 2299 Winfield Dr, Navarre, FL 32566

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,649 sqft · built 2021
Lot Size	0.651 acres (28,358 sqft)
Owner	Individual Name on File
Last Sale	$288,600 (Jun 2021)
Tax Bill	$2,892 (2024)
Deeds & Mortgages	Dec 2025 Line of Credit Jun 2021 Sale & Mortgage + 3 more
Flood Zone	Zone A (high risk)
APN	`18-2S-26-1920-06300-0150`

Property Details

APN / Parcel Number

Primary APN	`18-2S-26-1920-06300-0150`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,649 sqft Heated Area
1st Floor Area	2,269 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Masonry
Roof Material	Shingle
Lot Area	28,358 sqft (0.651 acres)
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	182S261920063000150
Street Address	2299 WINFIELD DR
City	NAVARRE
State	FL
Zip	32566-8252
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	HOLLEY BY THE SEA 1ST CORR & AMEND LOT 15 BLK 63 AS DES IN OR 4132 PG 414
Legal Range	26W
Legal Township	02S
Legal Section	18
Legal Subdivision	BY THE SEA
Legal Block	63
Legal Lot Number	15
Jurisdiction	SANTA ROSA FL
Township / Civil Division	HOLLEY-NAVARRE
Census Block Group	2
Census Block	2022
Census Tract	10820

Owner

2299 Winfield Dr is owned and occupied by an individual who bought it in June 2021.

Source: Santa Rosa County records, as of October 27, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2299 WINFIELD DR, NAVARRE, FL 32566-8252
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2025	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jun 11, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FBC MORTGAGE LLC
Apr 9, 2020	Loan Modification, Mortgage FIFTH THIRD BK NA
Apr 9, 2020	Warranty Deed, Transfer HB TITLE INC
Jun 19, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 11, 2021 · Amount on File
Deed Sale	Jun 11, 2021 · Amount on File
Prior Sale	Apr 9, 2020 · Amount on File
Deed Document Number	202139340
Deed Book / Page	4132 / 414
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	2299 WINFIELD DR, NAVARRE, FL 32566-8252
Transaction Type	Mortgage
Record Updated	Dec 31, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2299 WINFIELD DR, NAVARRE, FL 32566-8252

Mortgage

Document Number	0046860614
Date	Dec 5, 2025
Book Page	4686/614
Instrument	202556952

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	479 Months
Due	Nov 28, 2065

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jun 11, 2021
Property Address	2299 WINFIELD DR, NAVARRE, FL 32566-8252
Document Number	0041320414
Book / Page	4132 / 414
Map Reference	MB B PG 155
Instrument Date	Jun 9, 2021
Instrument	202139340
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 14, 2023
Title Company	HB TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,020.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2285 W EAU GALLIE BLVD, MELBOURNE, FL 32935-3184

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2299 WINFIELD DR, NAVARRE, FL 32566-8252

Mortgage

Document Number	0004132417
Date	Jun 11, 2021
Instrument	4132/417

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

April 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SANTA ROSA FL
Property Address	2299 WINFIELD DR, NAVARRE, FL 32566-8252
Document Number	0039380021
Instrument Date	Apr 9, 2020
Transaction Type	Mortgage
Record Updated	Feb 23, 2021
Title Company	HB TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2293 W EAU GALLIE BLVD MELBOURNE FL 329353184, MELBOURNE, FL 32935-3184

Mortgage

Document Number	0039380021
Date	Apr 9, 2020
Book Page	003938/000021
Instrument	17224

Lender

Name	FIFTH THIRD BK NA
Address	199 E MONTGOMERY AVE, ROCKVILLE, MD 20850-2381

Agreement

Amount	Amount on Record

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Apr 9, 2020
Property Address	2299 WINFIELD DR, NAVARRE, FL 32566-8252
Document Number	0039380018
Book / Page	003938 / 000018
Instrument Date	Apr 7, 2020
Instrument	17223
Transaction Type	Transfer
Record Updated	Jun 11, 2020
Title Company	HB TITLE INC

Transaction

Amount	Amount on Record
Tax	$210.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2293 W EAU GALLIE BLVD MELBOURNE FL 329353184, MELBOURNE, FL 32935-3184

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jun 19, 2018
Property Address	2299 WINFIELD DR, NAVARRE, FL 32566-8252
Document Number	0037390161
Book / Page	003739 / 000161
Instrument Date	Jun 18, 2018
Instrument	25488
Transaction Type	Transfer
Record Updated	Sep 5, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$119.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	100 RUE LA FONTAINE NAVARRE FL 32566, NAVARRE, FL 32566

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$2,892.00 (-7.49%) Homeowner's exemption Senior Citizen's exemption	$304,388 (+3%)	$327,774 (+3.8%) Land $75,000 Building $252,774
2023	$3,126.00 (+2.56%) Homeowner's exemption	$295,522 (+3%)	$315,767 (+10.06%) Land $65,000 Building $250,767
2022	$3,048.00 Homeowner's exemption	$286,915	$286,915 Land $50,000 Building $236,915

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2299 Winfield Dr in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 215 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	215 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2299 Winfield Dr is moderate, ranking above 66% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 44% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: Ripple Broadband.

Cell Coverage

5G and 4G LTE (outdoors only)

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