22986 S Central Point Rd, Canby, OR 97013 Property Records

Clackamas County property record for 22986 S Central Point Rd, Canby, OR 97013

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,481 sqft · built 1968
Lot Size	2.81 acres (122,839 sqft)
Owner	Individual Name on File
Last Sale	$475,000 (Nov 2018)
Tax Bill	$5,056 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Dec 2017 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`31E25 01701`

Property Details

APN / Parcel Number

Primary APN	`31E25 01701`
Alternative APN	`00773185`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,481 sqft Living Area
1st Floor Area	1,481 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Exterior Material	Other
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	122,839 sqft (2.81 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Electric

Location & Zoning

Account Number	00773185
Street Address	22986 S CENTRAL POINT RD
City	CANBY
State	OR
Zip	97013-9783
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	EFU
Legal Description	SECTION 25 TOWNSHIP 3S RANGE 1E TAX LOT 01701
Legal Range	01E
Legal Township	03S
Legal Section	25
Legal Lot Number	1701
Jurisdiction	CLACKAMAS OR
Township / Civil Division	BEAVERCREEK
Census Block Group	2
Census Block	2028
Census Tract	23002

Owner

22986 S Central Point Rd is owned and occupied by an individual who bought it in November 2018.

Source: Clackamas County records, as of November 17, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	22986 S CENTRAL POINT RD, CANBY, OR 97013-9783
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Dec 15, 2017	Deed of Trust, Mortgage · Line of Credit ONPOINT COMMUNITY CU
Apr 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC
Nov 20, 2018	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE EXPRESS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2018 · Amount on File
Deed Sale	Nov 20, 2018 · Amount on File
Prior Sale	Aug 6, 2014 · Amount on File
Deed Document Number	2018-070649
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	22986 S CENTRAL POINT RD, CANBY, OR 97013-9783
Transaction Type	Mortgage
Record Updated	Dec 8, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22986 S CENTRAL POINT RD, CANBY, OR 97013-9783

Mortgage

Document Number	0000104848
Date	Dec 1, 2021
Instrument	2021-104848

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	22986 S CENTRAL POINT RD, CANBY, OR 97013-9783
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000084381
Date	Dec 15, 2017
Instrument	2017-084381

Lender

Name	ONPOINT COMMUNITY CU
Type	Credit Union
Address	PORTLAND, OR 97208

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 14, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	22986 S CENTRAL POINT RD, CANBY, OR 97013-9783
Document Number	0000028537
Instrument Date	Apr 15, 2020
Transaction Type	Mortgage
Record Updated	May 8, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	22986 S CENTRAL POINT RD CANBY OR 970139783, CANBY, OR 97013-9783

Mortgage

Document Number	0000028537
Date	Apr 21, 2020
Instrument	28537

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 20, 2050

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Nov 20, 2018
Property Address	22986 S CENTRAL POINT RD, CANBY, OR 97013-9783
Document Number	0000070649
Instrument Date	Nov 16, 2018
Instrument	2018-070649
Transaction Type	Transfer
Record Updated	Nov 19, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	22986 S CENTRAL POINT RD, CANBY, OR 97013-9783

Mortgage

Document Number	0000070650
Date	Nov 20, 2018
Instrument	2018-070650

Lender

Name	MORTGAGE EXPRESS LLC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	11 Months
Due	Oct 21, 2019

Tax Assessment & Valuation

The 2025 property tax bill for 22986 S Central Point Rd was $5,056.

Source: Clackamas County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Clackamas County
Unified School District	Canby School District 86 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,056.00	$353,364	$804,982 Land $463,872 Building $341,110
2023	$4,807.00	$333,080	$777,448 Land $445,318 Building $332,130

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 22986 S Central Point Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 22986 S Central Point Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
DirectLink Fiber	1,000 / 500
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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