22986 Ditz Ln, Lake Forest, CA 92630 Property Records

Orange County property record for 22986 Ditz Ln, Lake Forest, CA 92630

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,180 sqft · built 1972
Lot Size	0.037 acres (1,615 sqft)
Owner	2 Individual Names on Record
Last Sale	$256,000 (Sep 2009)
Tax Bill	$3,480 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Dec 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`614-092-64`

Property Details

APN / Parcel Number

Primary APN	`614-092-64`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,180 sqft Living Area

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Asbestos
Lot Area	1,615 sqft (0.037 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	22986 DITZ LN
City	LAKE FOREST
State	CA
Zip	92630-4111
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 7168 BLK LOT 64
Legal Tract	7168
Legal Lot Number	64
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	2
Census Block	2005
Census Tract	52416

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	22986 DITZ LN, LAKE FOREST, CA 92630-4111
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 14, 2018	Deed of Trust, Mortgage · Line of Credit ORANGE CNTYS CU
Jun 8, 2017	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2009 · Amount on Record
Deed Sale	Sep 28, 2009 · Amount on Record
Deed Document Number	2009512891
Prior Transfer Date	Jul 31, 2009
Prior Transfer Doc	0000419552
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	22986 DITZ LN, LAKE FOREST, CA 92630-4111
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000426670
Date	Aug 21, 2020
Instrument	2020000426670

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	22986 DITZ LN, LAKE FOREST, CA 92630-4111
Document Number	0000474377
Instrument Date	Dec 14, 2018
Transaction Type	Mortgage
Record Updated	Dec 31, 2018
Title Company	CHICAGO TITLE PIRT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	22986 DITZ LN LAKE FOREST CA 926304111, LAKE FOREST, CA 92630-4111

Mortgage

Document Number	0000474377
Date	Dec 20, 2018
Instrument	474377

Lender

Name	ORANGE CNTYS CU
Type	Credit Union
Address	SANTA ANA, CA 92705

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 19, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.99%

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	22986 DITZ LN, LAKE FOREST, CA 92630-4111
Document Number	0000249526
Instrument Date	Jun 8, 2017
Transaction Type	Mortgage
Record Updated	Jun 26, 2017
Title Company	AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	22986 DITZ LN LAKE FOREST CA 926304111, LAKE FOREST, CA 92630-4111

Mortgage

Document Number	0000249526
Date	Jun 19, 2017
Instrument	249526

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 18, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.87%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Lake Forest City
Unified School District	Saddleback Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$337,050 (+2%) Land $245,581 Building $91,469
2025	$3,480.00 (+4.29%)	$330,442 (+4.04%) Land $240,766 Building $89,676
2023	$3,337.00 (+1.83%)	$317,611 Land $231,416 Building $86,195
2022	$3,277.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 628 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cityside Fiber Fiber	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile.

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