Alameda County property record for 22984 Sutro St, Hayward, CA 94541
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 890 sqft · built 1924 |
| Lot Size | 0.083 acres (3,627 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $438,000 (Apr 2020) |
| Tax Bill | $6,181 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Oct 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 431-48-17 |
| Primary APN | 431-48-17 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 890 sqft Living Area |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1924 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 3,627 sqft (0.083 acres) |
| Street Address | 22984 SUTRO ST |
|---|---|
| City | HAYWARD |
| State | CA |
| Zip | 94541-6515 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 00017 BLK: AR: 0431 PAGE: 0048 |
| Legal Subdivision | MEEK TOWN |
| Jurisdiction | ALAMEDA CA |
| Township / Civil Division | HAYWARD |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 436302 |
22984 Sutro St is owned and occupied by two individuals who bought it in April 2020.
Source: Alameda County records, as of August 5, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 22984 SUTRO ST, HAYWARD, CA 94541-6515 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CHANGE LENDING LLC |
| Oct 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage COMMERCE HOME MORTGAGE LLC |
| Apr 28, 2020 | Grant Deed, Transfer · Conventional Mortgage COMMERCE HOME MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 28, 2020 · Amount on File |
| Deed Sale | Apr 28, 2020 · Amount on File |
| Deed Document Number | 202097506 |
| Prior Transfer Date | Jul 25, 2007 |
| Prior Transfer Doc | 0000353446 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALAMEDA CA |
| Property Address | 22984 SUTRO ST, HAYWARD, CA 94541-6515 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2021 |
| Title Company | STEWART TITLE, STEWART TITLE OF CA |
| Name | Verified Name |
|---|---|
| Address | 22984 SUTRO ST, HAYWARD, CA 94541-6515 |
| Document Number | 0000230666 |
|---|---|
| Date | Jun 29, 2021 |
| Instrument | 2021230666 |
| Name | CHANGE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92606 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALAMEDA CA |
| Property Address | 22984 SUTRO ST, HAYWARD, CA 94541-6515 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Address | 22984 SUTRO ST, HAYWARD, CA 94541-6515 |
| Document Number | 0000261797 |
|---|---|
| Date | Oct 6, 2020 |
| Instrument | 2020261797 |
| Name | COMMERCE HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92606 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ALAMEDA CA |
| Recording Date | Apr 28, 2020 |
| Property Address | 22984 SUTRO ST, HAYWARD, CA 94541-6515 |
| Document Number | 0000097506 |
| Map Reference | MB 20 PG 88 |
| Instrument Date | Apr 18, 2020 |
| Instrument | 2020097506 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2021 |
| Title Company | STEWART TITLE OF CA INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 22984 SUTRO ST, HAYWARD, CA 94541-6515 |
| Document Number | 0000097507 |
|---|---|
| Date | Apr 28, 2020 |
| Instrument | 2020097507 |
| Name | COMMERCE HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2050 |
The 2025 property tax bill for 22984 Sutro St was $6,181 with a homeowner's exemption.
Source: Alameda County assessment roll, as of August 5, 2026
| Type | Name |
|---|---|
| State | California |
| County | Alameda County |
| Municipality | Hayward City |
| Unified School District | Hayward Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $504,934 (+0.6%) Land $150,592 Building $361,342 | ||
| 2025 | $6,181.00 Homeowner's exemption | $501,898 Land $147,640 Building $354,258 | |
| 2023 | $6,030.00 Homeowner's exemption | $482,411 Land $141,907 Building $340,504 | $492,210 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 22984 Sutro St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 22984 Sutro St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HAYWARD serves 162,954 people · EPA ID CA0110006 |
|---|---|
| Water Source | Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 642 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| RobinsonHSS Fixed Wireless | 1,000 / 1,000 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Etheric Networks, GeoLinks, Sail Internet, T-Mobile, Tekify Fiber & Wireless.
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