Riverside County property record for 22981 Charles St, Wildomar, CA 92595 · Last verified October 2025
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,678 sqft · built 2003 |
| Lot Size | 0.169 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Last Sale | $630,000 (Dec 2021) |
| Tax Bill | $7,206 (2025) |
| Deeds & Mortgages | May 2023 Line of Credit Dec 2021 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 380-341-047 |
| Primary APN | 380-341-047 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,678 sqft Living Area |
| Gross Area | 3,280 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2004 |
| Construction Type | Wood |
| Roof Material | Tile |
| Lot Area | 7,405 sqft (0.169 acres) |
| Garage Type | Attached |
| Garage Area | 602 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 380341047 |
|---|---|
| Street Address | 22981 CHARLES ST |
| City | WILDOMAR |
| State | CA |
| Zip | 92595-7914 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .17 ACRES M/L IN LOT 65 MB 338/055 TR 30304 |
| Legal Tract | 30304 |
| Legal Lot Number | 65 |
| Jurisdiction | RIVERSIDE CA |
| Township / Civil Division | MURRIETA |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 43270 |
Source: Riverside County records · APN 380-341-047
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 22981 CHARLES ST, WILDOMAR, CA 92595-7914 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 16, 2023 | Deed of Trust, Mortgage · Line of Credit UNIFY FINANCIAL FCU |
| Dec 08, 2021 | Grant Deed, Transfer · Conventional Mortgage VISION ONE MORTGAGE INC |
| Jun 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Nov 13, 2018 | Deed of Trust, Mortgage · FHA Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Jan 08, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 08, 2021 · Amount on Record |
| Deed Sale | Dec 08, 2021 · Amount on Record |
| Prior Sale | Aug 05, 2009 |
| Deed Document Number | 2021-0723800 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Property Address | 22981 CHARLES ST, WILDOMAR, CA 92595-7914 |
| Transaction Type | Mortgage |
| Record Updated | May 29, 2023 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|---|
| Address | 22981 CHARLES ST, WILDOMAR, CA 92595-7914 |
| Document Number | 0000139842 |
|---|---|
| Date | May 16, 2023 |
| Instrument | 2023-0139842 |
| Name | UNIFY FINANCIAL FCU |
|---|---|
| Type | Credit Union |
| Address | TORRANCE, CA 90504 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 25, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | Dec 08, 2021 |
| Property Address | 22981 CHARLES ST, WILDOMAR, CA 92595-7914 |
| Document Number | 0000723800 |
| Map Reference | MB 338 PG 55-58 |
| Instrument Date | Nov 17, 2021 |
| Instrument | 2021-0723800 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2021 |
| Title Company | NOT AVAILABLE, PRIORITY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 22981 CHARLES ST, WILDOMAR, CA 92595-7914 |
| Document Number | 0000723801 |
|---|---|
| Date | Dec 08, 2021 |
| Instrument | 2021-0723801 |
| Name | VISION ONE MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Property Address | 22981 CHARLES ST, WILDOMAR, CA 92595-7914 |
| Transaction Type | Mortgage |
| Record Updated | Jul 02, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 22981 CHARLES ST, WILDOMAR, CA 92595-7914 |
| Document Number | 0000371966 |
|---|---|
| Date | Jun 21, 2021 |
| Instrument | 2021-0371966 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CONSHOHOCKEN, PA 19428 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Property Address | 22981 CHARLES ST, WILDOMAR, CA 92595-7914 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000445254 |
|---|---|
| Date | Nov 13, 2018 |
| Instrument | 2018-0445254 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | HORSHAM, PA 19044 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Property Address | 22981 CHARLES ST, WILDOMAR, CA 92595-7914 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | UNISOURCE |
| Name | Verified Name |
|---|
| Document Number | 0000009494 |
|---|---|
| Date | Jan 08, 2020 |
| Instrument | 2020-0009494 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | HORSHAM, PA 19044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2050 |
Source: Riverside County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | Riverside County |
| Municipality | Wildomar City |
| Unified School District | Lake Elsinore Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $7,206.00 (+4.89%) Homeowner's exemption | $668,560 (+4.04%) Land $159,181 Building $509,379 |
| 2023 | $6,870.00 (+1.87%) | $642,600 Land $153,000 Building $489,600 |
| 2022 | $6,744.00 |
Source: FEMA National Flood Hazard Layer, Riverside County (06065C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060650432701, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 591 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Frontier | Fiber | 7,000 / 7,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| AT&T | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Verizon, MJM Telecom. Availability varies by address; speeds are provider-advertised maximums, not measured.
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