Rensselaer County and Schaghticoke Town property record for 2298 River Rd, Melrose, NY 12121 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 1 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1969 |
| Square Footage | 1,824 sqft Living Area |
| Lot Size | 43,560 sqft (1 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $137,000 (2006) |
| Tax Bill | $4,577.00 (2025) |
| Primary APN | 384289 50.-1-9 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 1,824 sqft Living Area |
| 1st Floor | 1,824 sqft 1st Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Ranch Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Foundation Type | No Foundation Foundation |
| Lot Area | 43,560 sqft (1 acres) |
| Lot Width | 208 ft Width |
| Parking Spaces | 4 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 960 sqft Garage |
| Porch Area | 168 sqft Porch |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Sewage | Septic Sewage |
| Water Source | Well Water Source |
| Account Number | 315J123327 |
|---|---|
| Street Address | 2298 RIVER RD |
| City | MELROSE |
| State | NY |
| Zip | 12121-2507 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 1 |
| Legal Lot Number | 9.000 |
| Jurisdiction | RENSSELAER NY |
| Minor Civil Division | SCHAGHTICOKE |
| Census Blockgroup | 3 |
| Census Block | 3046 |
| Census Tract | 51901 |
Source: Rensselaer County and Schaghticoke Town records · APN 384289 50.-1-9
Assessment roll updated May 15, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2298 RIVER RD, MELROSE, NY 12121-2507 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 07, 2006 · Amount on Record |
| Deed Sale | Jun 07, 2006 · Amount on Record |
| Deed Book / Page | 3546 / 330 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Recording Date | Jul 08, 2026 |
| Property Address | 2298 RIVER RD, MELROSE, NY 12121-2507 |
| Document Number | 0000673299 |
| Book / Page | 11315 / 95 |
| Instrument Date | Jun 26, 2026 |
| Instrument | 2026673299 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2298 RIVER RD, MELROSE, NY 12121-2507 |
| Document Number | 0000673299, |
|---|---|
| Date | Jul 08, 2026 |
| Book Page | 11315/95 |
| Instrument | 2026673299 |
| Name | TCT FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Aug 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
Source: Rensselaer County and Schaghticoke Town records · Assessment roll updated May 15, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Rensselaer County |
| County Subdivision | Schaghticoke Town |
| Unified School District | Mechanicville City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,577.00 (+103.78%) | $35,100 (-) Land $10,300 Building $24,800 | $246,489 (+12.71%) Land $72,332 Building $174,157 |
| 2023 | $35,100 (-) Land $10,300 Building $24,800 | $218,692 (+10.59%) Land $64,175 Building $154,517 | |
| 2022 | $2,246.00 Homeowner's exemption | $35,100 Land $10,300 Building $24,800 | $197,746 Land $58,028 Building $139,718 |
Source: FEMA National Flood Hazard Layer, Rensselaer County (36083C), updated January 12, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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