Santa Rosa County property record for 2298 Phylis Rae Dr, Pace, FL 32571
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 3,725 sqft · built 2016 |
| Lot Size | 1.02 acres (44,431 sqft) |
| Owner | Trust Name on File |
| Last Sale | $495,000 (Apr 2019) |
| Tax Bill | $5,477 (2024) |
| Deeds & Mortgages | Oct 2022 Second Mortgage Jul 2021 Second Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-2N-30-0077-00Q00-0180 |
| Primary APN | 23-2N-30-0077-00Q00-0180 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Stories | 2 Stories |
| Building Area | 3,725 sqft Heated Area |
| Gross Area | 5,651 sqft |
| 1st Floor Area | 4,609 sqft |
| Upper Floors Area | 535 sqft |
| Flooring | Carpet |
| Interior Walls | Custom/Decorative |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Masonry |
| Roof Material | Shingle |
| Lot Area | 44,431 sqft (1.02 acres) |
| Lot Dimensions | 2,950 ft deep x 1,510 ft wide |
| Garage Type | Mixed |
| Garage Area | 884 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Porch |
| Porch Area | 562 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 232N30007700Q000180 |
|---|---|
| Street Address | 2298 PHYLIS RAE DR |
| City | PACE |
| State | FL |
| Zip | 32571-7638 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | ASHLEY PLANTATION PHASE 3 LOT 18 BLK Q AS DES IN OR 3821 PG 2034 |
| Legal Range | 30W |
| Legal Township | 02N |
| Legal Section | 23 |
| Legal Subdivision | ASHLEY PLANTATION |
| Legal Phase | 3 |
| Legal Block | Q |
| Legal Lot Number | 18 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | PACE |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 10302 |
Source: Santa Rosa County records · APN 23-2N-30-0077-00Q00-0180
Assessment roll updated July 1, 2024 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Trust Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 2298 PHYLIS RAE DR, PACE, FL 32571-7638 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Oct 13, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage PEN AIR FEDERAL CU |
| Jul 22, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage PEN AIR FEDERAL CU |
| Feb 07, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Apr 23, 2019 | Warranty Deed, Transfer · VA Mortgage TRUSTMARK NATIONAL BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 23, 2019 · Amount on Record |
| Deed Sale | Apr 23, 2019 · Amount on Record |
| Prior Sale | Mar 04, 2016 · Amount on Record |
| Deed Document Number | 201915936 |
| Deed Book / Page | 3821 / 2034 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 2298 PHYLIS RAE DR, PACE, FL 32571-7638 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2298 PHYLIS RAE DR, MILTON, FL 32571-7638 |
| Document Number | 0043351214 |
|---|---|
| Date | Oct 13, 2022 |
| Book Page | 4335/1214 |
| Instrument | 202258562 |
| Name | PEN AIR FEDERAL CU |
|---|---|
| Type | Credit Union |
| Address | PENSACOLA, FL 32514 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 165 Months |
| Due | Jul 14, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 2298 PHYLIS RAE DR, PACE, FL 32571-7638 |
| Transaction Type | Mortgage |
| Record Updated | May 02, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2298 PHYLIS RAE DR, PACE, FL 32571-7638 |
| Document Number | 0041520722 |
|---|---|
| Date | Jul 22, 2021 |
| Book Page | 4152/722 |
| Instrument | 202149320 |
| Name | PEN AIR FEDERAL CU |
|---|---|
| Type | Credit Union |
| Address | PENSACOLA, FL 32514 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 14, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 2298 PHYLIS RAE DR, PACE, FL 32571-7638 |
| Document Number | 0039190223 |
| Instrument Date | Feb 07, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2298 PHYLIS RAE DR PACE FL 325717638, PACE, FL 32571-7638 |
| Document Number | 0039190223 |
|---|---|
| Date | Feb 17, 2020 |
| Book Page | 003919/000223 |
| Instrument | 7420 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 16, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Apr 23, 2019 |
| Property Address | 2298 PHYLIS RAE DR, PACE, FL 32571-7638 |
| Document Number | 0038212034 |
| Book / Page | 3821 / 2034 |
| Map Reference | MB 11 PG 22-25 |
| Instrument Date | Apr 15, 2019 |
| Instrument | 201915936 |
| Transaction Type | Transfer |
| Record Updated | May 02, 2022 |
| Title Company | SURETY LAND TITLE OF FL LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,465.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5745 COBBLE CREEK DR, 5745, PACE, FL 32571-8421 |
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust |
| Address | 2298 PHYLIS RAE DR, PACE, FL 32571-7638 |
| Document Number | 0038212035 |
|---|---|
| Date | Apr 23, 2019 |
| Instrument | 3821/2035 |
| Name | TRUSTMARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2049 |
Source: Santa Rosa County records · Assessment roll updated July 1, 2024 · Last verified November 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $5,477.00 (+1%) Homeowner's exemption | $467,382 (+3%) | $621,498 (+1.6%) Land $76,650 Building $544,848 |
| 2023 | $5,423.00 (+2.36%) Homeowner's exemption | $453,769 (+3%) | $611,721 (+1.55%) Land $71,540 Building $540,181 |
| 2022 | $5,298.00 Homeowner's exemption | $440,552 | $602,365 Land $66,430 Building $535,935 |
Source: FEMA National Flood Hazard Layer as of November 18, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 149 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 149 in force |
| Nearby Flood Claims | 3 (2020) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
| Wildfire Risk | Moderate above 60% of the US · lower than 65% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Conexon Connect Fiber | 2,000 / 2,000 |
Based on FCC filings for 53 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | PACE WATER SYSTEM, INC. private · serves 49,328 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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