Loudoun County property record for 22978 Rock Hill Rd, Sterling, VA 20166
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,949 sqft · built 1998 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $6,851 (2026) |
| Deeds & Mortgages | Feb 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 024-36-0712-000 |
| Primary APN | 024-36-0712-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,949 sqft Living Area |
| 1st Floor Area | 1,196 sqft |
| Basement Area | 1,047 sqft |
| Finished Basement | 1,047 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,583 sqft (0.22 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 28 sqft |
| Deck Area | Deck Area |
| Patio Area | 316 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 22978 ROCK HILL RD |
|---|---|
| City | STERLING |
| State | VA |
| Zip | 20166-9415 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PDH6 |
| Legal Description | ROCKHILL CTR/ESTS PH.II LOT 7 1565--852 |
| Legal Subdivision | ROCKHILL CTR |
| Legal Phase | 2 |
| Legal Block | 2 |
| Legal Lot Number | 7 |
| Jurisdiction | LOUDOUN VA |
| Township / Civil Division | BROAD RUN |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 611702 |
22978 Rock Hill Rd is owned and occupied by two individuals.
Source: Loudoun County records, as of September 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 22978 ROCK HILL RD, STERLING, VA 20166-9415 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 22978 ROCK HILL RD, STERLING, VA 20166-9415 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000016137 |
|---|---|
| Date | Feb 9, 2021 |
| Instrument | 202102090016137 |
| Name | AMERICAN INTERNET MORTGAGE INC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Mar 1, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.25% |
The 2026 property tax bill for 22978 Rock Hill Rd was $6,851.
Source: Loudoun County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Loudoun County |
| Unified School District | Loudoun County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,851.00 | $851,070 Land $259,100 Building $591,970 | $851,070 Land $259,100 Building $591,970 |
| 2023 | $6,296.00 | $719,550 Land $239,100 Building $480,450 | $719,550 Land $239,100 Building $480,450 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 22978 Rock Hill Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 22978 Rock Hill Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 539 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Cox Communications.
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