22978 Amador St, Hayward, CA 94541 Property Records

Alameda County property record for 22978 Amador St, Hayward, CA 94541

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,966 sqft · built 2008
Lot Size	0.035 acres (1,503 sqft)
Owner	Individual Name on File
Last Sale	$710,000 (Oct 2018)
Tax Bill	$9,664 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Sep 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`431-107-56`

Property Details

APN / Parcel Number

Primary APN	`431-107-56`
Alternative APN	`431-0107-056-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	3 Stories
Building Area	1,966 sqft Living Area

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	1,503 sqft (0.035 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	22978 AMADOR ST
City	HAYWARD
State	CA
Zip	94541-6208
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00055 BLK: TR: 7498
Legal Subdivision	TRACT 7498
Legal Tract	7498
Legal Lot Number	55
Jurisdiction	ALAMEDA CA
Township / Civil Division	HAYWARD
Census Block Group	1
Census Block	1000
Census Tract	436700

Owner

22978 Amador St is owned and occupied by an individual who bought it in October 2018.

Source: Alameda County records, as of August 5, 2026

Owner of Record	Individual Name on File
Mailing Address	22978 AMADOR ST, HAYWARD, CA 94541-6208
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Sep 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Oct 16, 2018	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Oct 16, 2018	Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Dec 15, 2017	Deed of Trust, Mortgage · Line of Credit JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 16, 2018 · Amount on File
Deed Sale	Oct 16, 2018 · Amount on File
Prior Sale	Dec 26, 2008
Deed Document Number	2018201071
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	22978 AMADOR ST, HAYWARD, CA 94541-6208
Transaction Type	Mortgage
Record Updated	Jul 1, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22978 AMADOR ST, HAYWARD, CA 94541-6208

Mortgage

Document Number	0000213300
Date	Jun 11, 2021
Instrument	2021213300

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	22978 AMADOR ST, HAYWARD, CA 94541-6208
Document Number	0000194520
Instrument Date	Sep 21, 2019
Transaction Type	Mortgage
Record Updated	Oct 23, 2019
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22978 AMADOR ST HAYWARD CA 945416208, HAYWARD, CA 94541-6208

Mortgage

Document Number	0000194520
Date	Sep 27, 2019
Instrument	194520

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 26, 2049

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALAMEDA CA
Recording Date	Oct 16, 2018
Property Address	22978 AMADOR ST, HAYWARD, CA 94541-6208
Document Number	0000201070
Instrument Date	Oct 8, 2018
Instrument	201070
Transaction Type	Transfer
Record Updated	Nov 1, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	215 N POWER RD #462 MESA AZ 852058456, 462, MESA, AZ 85205-8456

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Oct 16, 2018
Property Address	22978 AMADOR ST, HAYWARD, CA 94541-6208
Document Number	0000201071
Map Reference	MB 295 PG 31
Instrument Date	Oct 8, 2018
Instrument	2018201071
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22978 AMADOR ST, HAYWARD, CA 94541-6208

Mortgage

Document Number	0000201072
Date	Oct 16, 2018
Instrument	2018201072

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	22978 AMADOR ST, HAYWARD, CA 94541-6208
Document Number	0000002463
Instrument Date	Dec 15, 2017
Transaction Type	Mortgage
Record Updated	Aug 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	22978 AMADOR ST HAYWARD CA 945416208, HAYWARD, CA 94541-6208

Mortgage

Document Number	0000002463
Date	Jan 4, 2018
Instrument	2463

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 3, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 22978 Amador St was $9,664.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Hayward City
Unified School District	Hayward Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$807,844 (+2%) Land $242,353 Building $565,491
2025	$9,664.00	$792,004 Land $237,601 Building $554,403
2023	$9,429.00	$761,254 Land $228,376 Building $532,878	$814,860

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 22978 Amador St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AO, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1986)
Most Recent Claim	Apr 1986 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 22978 Amador St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HAYWARD serves 162,954 people · EPA ID CA0110006
Water Source	Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 792 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
RobinsonHSS Fixed Wireless	1,000 / 1,000
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100

May also be available: GeoLinks, T-Mobile, Tekify Fiber & Wireless.

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