22972 Marter Rd, Saint Clair Shores, MI 48080 Property Records

Macomb County property record for 22972 Marter Rd, Saint Clair Shores, MI 48080

Property Summary

Property Type	Townhouse
Details	2 bd · 1 ba · 916 sqft · built 1948
Lot Size	34.9 acres (1,521,681 sqft)
Owner	Individual Name on Record
Last Sale	$149,000 (Jun 2021)
Tax Bill	$4,879 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-14-35-302-304`

Property Details

APN / Parcel Number

Primary APN	`09-14-35-302-304`
Alternative APN	`1435302304`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	916 sqft Living Area
Basement Area	448 sqft
Unfinished Basement	448 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Lot Area	1,521,681 sqft (34.9 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	22972 MARTER RD
City	SAINT CLAIR SHORES
State	MI
Zip	48080-2722
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RM-1
Legal Description	LAKESHORE VILLAGE CONDOMINIUM SUBDIVISION PLAN NO. 53 (L2940, P767-884) UNIT NO 304
Legal Subdivision	ILLAGE CONDO
Legal Unit	304
Jurisdiction	MACOMB MI
Township / Civil Division	ST. CLAIR SHORES
Census Block Group	1
Census Block	1004
Census Tract	252200

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	22972 MARTER RD, SAINT CLAIR SHORES, MI 48080-2722
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2021	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU
Apr 16, 2018	Quit Claim Deed, Transfer · Conventional with PMI STEARNS LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2021 · Amount on Record
Deed Sale	Jun 25, 2021 · Amount on Record
Prior Sale	Aug 25, 2009 · Amount on Record
Deed Document Number	20212204323
Deed Book / Page	27832 / 433
Prior Transfer Date	Mar 30, 2018
Prior Transfer Doc	0000044229
Record Updated	Oct 29, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Jun 25, 2021
Property Address	22972 MARTER RD, SAINT CLAIR SHORES, MI 48080-2722
Document Number	2102204323
Book / Page	27832 / 433
Map Reference	LB 2940 PG 884
Instrument Date	Jun 18, 2021
Instrument	202102204323
Transaction Type	Transfer
Record Updated	Jul 3, 2023
Title Company	LIBERTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,281.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	22972 MARTER RD # 304, 304, SAINT CLAIR SHORES, MI 48080-2722

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22972 MARTER RD # 304, 304, SAINT CLAIR SHORES, MI 48080-2722

Mortgage

Document Number	2102204324
Date	Jun 25, 2021
Instrument	202102204324

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2036

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MACOMB MI
Recording Date	Apr 16, 2018
Property Address	22972 MARTER RD, SAINT CLAIR SHORES, MI 48080-2722
Document Number	0000044229
Book / Page	025314 / 000235
Instrument Date	Mar 30, 2018
Instrument	44229
Transaction Type	Transfer
Record Updated	May 4, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22972 MARTER RD #304 ST CLAIR SHORES MI 480802722, 304, ST CLAIR SHORES, MI 48080-2722

Mortgage

Document Number	38475
Date	Apr 16, 2018
Book Page	025295/000391
Instrument	38475

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 15, 2048

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
Municipality	St. Clair Shores City
Unified School District	South Lake Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$90,900 (+4.6%)	$181,800 (+4.6%)
2025	$4,879.00 (+52.85%) Homeowner's exemption	$86,900 (+24.5%)	$173,800 (+24.5%)
2023		$69,800	$139,600
2022	$3,192.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	36 (1981–2018)
Claims Outside the SFHA	22 of 36
Most Recent Claim	Oct 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ST. CLAIR SHORES serves 59,715 people · EPA ID MI0006280
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2022
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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