Stearns County property record for 22972 Chapel Hill Rd, Cold Spring, MN 56320
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,757 sqft · built 1963 |
| Lot Size | 0.428 acres (18,630 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $152,000 (Dec 2016) |
| Tax Bill | $1,974 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-24072-0000 |
| Primary APN | 36-24072-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 1,757 sqft Living Area |
| Gross Area | 1,687 sqft |
| 1st Floor Area | 696 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 18,630 sqft (0.428 acres) |
| Lot Dimensions | 162 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 1,344 sqft |
| Parking Spaces | 5 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 22972 CHAPEL HILL RD |
|---|---|
| City | COLD SPRING |
| State | MN |
| Zip | 56320-9775 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 11 & N 91/2' OF LOT 10 CHAPEL HILL SECTION 23 TOWNSHIP 123 RANGE 030 CHAPEL HILL SECTION 23 TOWNSHIP 123 RANGE 030 |
| Legal Range | 30W |
| Legal Township | 123 |
| Legal Section | 23 |
| Legal Subdivision | CHAPEL HILL |
| Legal Block | 1 |
| Legal Lot Number | 10-11 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | WAKEFIELD |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 11302 |
Source: Stearns County records, as of July 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 22972 CHAPEL HILL RD, COLD SPRING, MN 56320-9775 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 16, 2016 · Amount on Record |
| Deed Sale | Dec 16, 2016 · Amount on Record |
| Prior Sale | Jun 22, 2009 · Amount on Record |
| Record Updated | Oct 29, 2026 |
Source: Stearns County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| County Subdivision | Wakefield Township |
| Unified School District | Rocori Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,974.00 (+3.79%) | $233,800 (+2.54%) Land $72,200 Building $161,600 | $233,800 (+2.54%) Land $72,200 Building $161,600 |
| 2025 | $228,000 (+8.99%) Land $68,900 Building $159,100 | $228,000 (+8.99%) Land $68,900 Building $159,100 | |
| 2023 | $1,902.00 | $209,200 Land $54,800 Building $154,400 | $209,200 Land $54,800 Building $154,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1997–2009) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Aug 2009 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 1,250 / 60 |
May also be available: GigFire, Verizon.
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