2297 Sandy Springs Rd, Harmony, NC 28634 Property Records

Iredell County property record for 2297 Sandy Springs Rd, Harmony, NC 28634

Property Summary

Property Type	Residential Vacant Land
Details	3 bd · 2 ba · 1,800 sqft · built 2025
Lot Size	5.9 acres (257,004 sqft)
Owner	2 Individual Names on Record
Last Sale	$42,000 (Apr 2024)
Tax Bill	$360 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Sep 2024 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4892-26-6098.000`

Property Details

APN / Parcel Number

Primary APN	`4892-26-6098.000`
Alternative APNs	`80066774` `80111338`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,800 sqft Living Area
1st Floor Area	1,800 sqft

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Exterior Material	Aluminum/Vinyl
Lot Area	257,004 sqft (5.9 acres)
Lot Width	537 ft Width
Garage Type	Attached
Garage Area	1,600 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	80111338
Street Address	2297 SANDY SPRINGS RD
City	HARMONY
State	NC
Zip	28634-9262
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	RA
Legal Description	LOT1 DIANE M FOSTER LANDS PB81-135
Legal Subdivision	DIANE M FOSTER LANDS
Legal Lot Number	1
Jurisdiction	IREDELL NC
Township / Civil Division	EAGLE MILLS
Census Block Group	2
Census Block	2030
Census Tract	60801

Owner

Source: Iredell County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 321, HAMPTONVILLE, NC 27020-0321
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Sep 17, 2024	Deed of Trust, Mortgage · Line of Credit AGSOUTH FARM CREDIT ACA
Apr 24, 2024	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 2024 · Amount on Record
Deed Sale	Apr 24, 2024 · Amount on Record
Deed Book / Page	3057 / 347
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Property Address	2297 SANDY SPRINGS RD, HARMONY, NC 28634-9262
Transaction Type	Mortgage
Record Updated	Mar 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2297 SANDY SPRINGS RD, HARMONY, NC 28634-9262

Mortgage

Document Number	0003201186
Date	Mar 18, 2026
Book Page	3201/186

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	PO BOX 25279, RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2031
Change Frequency	5 Years
Min Rate At Change	3%
Max Rate At Change	7%
Index	5-Year CMT
Max Rate	11%

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Property Address	2297 SANDY SPRINGS RD, HARMONY, NC 28634-9262
Transaction Type	Mortgage
Record Updated	Dec 5, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030861296
Date	Sep 17, 2024
Book Page	3086/1296

Lender

Name	AGSOUTH FARM CREDIT ACA
Type	Bank
Address	PO BOX 947, STATESVILLE, NC 28687

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Sep 1, 2025

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IREDELL NC
Recording Date	Apr 24, 2024
Property Address	2297 SANDY SPRINGS RD, HARMONY, NC 28634-9262
Document Number	0003057347
Book / Page	3057 / 347
Map Reference	MB 81 PG 135
Instrument Date	Apr 19, 2024
Transaction Type	Transfer
Record Updated	Dec 5, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	250 MAGNOLIA AVE, MOCKSVILLE, NC 27028-2910

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 321, HAMPTONVILLE, NC 27020-0321

Tax Assessment & Valuation

Source: Iredell County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Iredell County
Unified School District	Iredell-Statesville Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$401,200 (+556.95%) Land $61,070 Building $340,130	$401,200 (+556.95%) Land $61,070 Building $340,130
2025	$360.00	$61,070 Land $61,070	$61,070 Land $61,070

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zirrus Fiber	6,000 / 6,000

Cell Coverage

5G and 4G LTE (outdoors only)

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