2297 Alligator Rd, Effingham, SC 29541 Property Records

Florence County property record for 2297 Alligator Rd, Effingham, SC 29541

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 2,333 sqft · built 2001
Lot Size0.76 acres (33,106 sqft)
OwnerIndividual Name on File
Last Sale$177,500 (Jul 2020)
Tax Bill$808 (2025)
Deeds & MortgagesApr 2024 Mortgage
Jul 2020 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN01254-01-057

Property Details

APN / Parcel Number

Primary APN01254-01-057
Alternative APN
  • 15055967

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area2,333 sqft Living Area
1st Floor Area2,333 sqft

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area33,106 sqft (0.76 acres)
Garage TypeDetached
Garage Area720 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerSeptic

Location & Zoning

Street Address2297 ALLIGATOR RD
CityEFFINGHAM
StateSC
Zip29541-4511
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBROFFORD SUBD LT 6
Legal SubdivisionBROFFORD SUBDIVISION
Legal Lot Number6
JurisdictionFLORENCE SC
Township / Civil DivisionDANWOOD
Census Block Group2
Census Block2001
Census Tract1504

Owner

2297 Alligator Rd is owned and occupied by an individual who bought it in July 2020.

Source: Florence County records, as of October 19, 2026

Owner of RecordIndividual Name on File
Mailing Address2297 ALLIGATOR RD, EFFINGHAM, SC 29541-4511
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 26, 2024Deed of Trust, Mortgage · FHA Mortgage
M & T BANK
Jul 28, 2020Warranty Deed, Transfer
FAIRWAY INDEPENDENT MTG
Oct 1, 2019Grant Deed, Transfer
NOT AVAILABLE
Jul 6, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 28, 2020 · Amount on File
Deed SaleJul 28, 2020 · Amount on File
Prior SaleJul 28, 2020 · Amount on File
Deed Document Number20209833
Deed Book / Page865 / 1257
Prior Transfer DateJun 14, 2018
Prior Transfer Doc0753001384
Record UpdatedOct 29, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLORENCE SC
Property Address2297 ALLIGATOR RD, EFFINGHAM, SC 29541-4511
Transaction TypeMortgage
Record UpdatedMay 10, 2024
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address2297 ALLIGATOR RD, EFFINGHAM, SC 29541-4511

Mortgage

Document NumberDMA10981085
DateApr 26, 2024
Book PageDMA1098/1085
Instrument2024005334
Lender
NameM & T BANK
TypeBank
Address475 CROSSPOINT PKWY, GETZVILLE, NY 14068
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term316 Months
DueAug 1, 2050

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLORENCE SC
Recording DateJul 28, 2020
Property Address2297 ALLIGATOR RD, EFFINGHAM, SC 29541-4511
Document Number0000009833
Book / Page000865 / 001257
Instrument DateJun 20, 2020
Instrument9833
Transaction TypeTransfer
Record UpdatedSep 4, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$657.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2297 ALLIGATOR RD EFFINGHAM SC 295414511, EFFINGHAM, SC 29541-4511

Mortgage

Document Number9834
DateJul 28, 2020
Book Page000865/001262
Instrument9834
Lender
NameFAIRWAY INDEPENDENT MTG
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
AmountAmount on Record
Term360 Months
DueJul 27, 2050

October 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFLORENCE SC
Recording DateOct 1, 2019
Property Address2297 ALLIGATOR RD, EFFINGHAM, SC 29541-4511
Document Number0000014439
Book / Page000818 / 001519
Instrument DateJun 19, 2019
Instrument14439
Transaction TypeTransfer
Record UpdatedOct 23, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
Tax$24.05
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
InvestorPossibly a Property Investor

July 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionFLORENCE SC
Recording DateJul 6, 2018
Property Address2297 ALLIGATOR RD, EFFINGHAM, SC 29541-4511
Document Number0007531384
Book / Page000753 / 001384
Instrument DateJun 14, 2018
Transaction TypeTransfer
Record UpdatedAug 10, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address228 CHINABERRY DR HARTSVILLE SC 295504328, HARTSVILLE, SC 29550-4328

Tax Assessment & Valuation

The 2025 property tax bill for 2297 Alligator Rd was $808.

Source: Florence County assessment roll, as of March 5, 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyFlorence County
Unified School DistrictFlorence School District 1 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$808.00$7,017 Land $556 Building $6,461$175,444 Land $13,900 Building $161,544
2023$870.00 (+11.97%) Homeowner's exemption$6,890,166 (+99,902.41%) Land $556,000 Building $6,334,166$17,225,416 (+9,900.01%) Land $1,390,000 Building $15,835,416
2022$777.00 Homeowner's exemption$6,890 Land $556 Building $6,334$172,254 Land $13,900 Building $158,354

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2297 Alligator Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2297 Alligator Rd is high, ranking above 73% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 73% of the US · above 93% of South Carolina
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FLORENCE
serves 79,745 people · EPA ID SC2110001
Water SourceSurface water
Last State InspectionApr 2024
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Jan 2018
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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