22962 Cavanaugh Rd, Lake Forest, CA 92630 Property Records

Orange County property record for 22962 Cavanaugh Rd, Lake Forest, CA 92630

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,220 sqft · built 1966
Lot Size	0.165 acres (7,200 sqft)
Owner	2 Company Names on File
Tax Bill	$972 (2025)
Deeds & Mortgages	Jun 2022 Reverse Mortgage Apr 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`617-113-15`

Property Details

APN / Parcel Number

Primary APN	`617-113-15`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,220 sqft Living Area
Gross Area	2,703 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Lot Area	7,200 sqft (0.165 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	22962 CAVANAUGH RD
City	LAKE FOREST
State	CA
Zip	92630-3904
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 5478 BLK LOT 54
Legal Subdivision	TRACT 5478
Legal Tract	5478
Legal Lot Number	54
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	2
Census Block	2000
Census Tract	52411

Owner

Source: Orange County assessment roll, as of August 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	22962 CAVANAUGH RD, LAKE FOREST, CA 92630-3904
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2022	Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC
Apr 27, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 16, 2009
Deed Sale	Nov 16, 2009
Deed Document Number	2009619020
Prior Transfer Date	Oct 26, 2009
Prior Transfer Doc	0000619020
Record Updated	Jun 8, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	22962 CAVANAUGH RD, LAKE FOREST, CA 92630-3904
Transaction Type	Mortgage
Record Updated	Jun 16, 2022
Title Company	PROVIDENT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22962 CAVANAUGH RD, LAKE FOREST, CA 92630-3904

Mortgage

Document Number	0000207301
Date	Jun 7, 2022
Instrument	2022000207301

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender
Address	TULSA, OK 74133

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	824 Months
Due	Feb 19, 2091

Interest

Rate Type	Adjustable Rate
Rate	3.89%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2022
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	8.89%

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Apr 27, 2022
Property Address	22962 CAVANAUGH RD, LAKE FOREST, CA 92630-3904
Document Number	0000159347
Map Reference	MB 207 PG 22-28
Instrument Date	Apr 15, 2022
Instrument	2022000159347
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	22962 CAVANAUGH RD, LAKE FOREST, CA 92630-3904

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 6, 2025

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Lake Forest City
Unified School District	Saddleback Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$972.00 (+4.29%)	$92,716 (+4.04%) Land $25,714 Building $67,002
2023	$932.00 (+1.75%)	$89,117 Land $24,716 Building $64,401
2022	$916.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERN MWD (ARLINGTON) serves 0 people · EPA ID CA3310075
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 663 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cityside Networks Fiber	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: California Internet, T-Mobile USA.

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