22961 Joy Ct, Wildomar, CA 92595 Property Records

Riverside County property record for 22961 Joy Ct, Wildomar, CA 92595

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,210 sqft · built 2004
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$474,000 (Jul 2004)
Tax Bill	$9,450 (2025)
Deeds & Mortgages	Apr 2024 Second Mortgage Sep 2022 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`380-331-011`

Property Details

APN / Parcel Number

Primary APN	`380-331-011`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,210 sqft Living Area
Gross Area	3,845 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2005
Construction Type	Wood
Roof Material	Tile
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	635 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	22961 JOY CT
City	WILDOMAR
State	CA
Zip	92595-7782
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	.17 ACRES M/L IN LOT 59 MB 336/067 TR 29029
Legal Subdivision	TRACT NO 29029
Legal Tract	29029
Legal Lot Number	59
Jurisdiction	RIVERSIDE CA
Township / Civil Division	MURRIETA
Census Block Group	1
Census Block	1025
Census Tract	43270

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	22961 JOY CT, WILDOMAR, CA 92595-7782
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Sep 27, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Nov 4, 2020	Deed of Trust, Mortgage · Conventional with PMI MCTYGUE GROUP INC
Sep 23, 2019	Quit Claim Deed, Transfer · Conventional with PMI MCTYGUE GROUP INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2004 · Amount on Record
Deed Sale	Jul 2, 2004 · Amount on Record
Deed Document Number	2004518483
Last Transfer Date	May 4, 2005
Transfer Doc	0000364155
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	22961 JOY CT, WILDOMAR, CA 92595-7782
Transaction Type	Mortgage
Record Updated	Apr 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22961 JOY CT, WILDOMAR, CA 92595-7782

Mortgage

Document Number	0000099881
Date	Apr 5, 2024
Instrument	2024-0099881

Lender

Name	NAVY FCU
Type	Credit Union
Address	MERRIFIELD, VA 22119

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 1, 2044

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	22961 JOY CT, WILDOMAR, CA 92595-7782
Transaction Type	Mortgage
Record Updated	Oct 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22961 JOY CT, WILDOMAR, CA 92595-7782

Mortgage

Document Number	0000408009
Date	Sep 27, 2022
Instrument	2022-0408009

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2042

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	22961 JOY CT, WILDOMAR, CA 92595-7782
Document Number	0000560672
Instrument Date	Nov 4, 2020
Transaction Type	Mortgage
Record Updated	Dec 1, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	22961 JOY CT WILDOMAR CA 925957782, WILDOMAR, CA 92595-7782

Mortgage

Document Number	0000560672
Date	Nov 12, 2020
Instrument	560672

Lender

Name	MCTYGUE GROUP INC
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 11, 2050

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Sep 23, 2019
Property Address	22961 JOY CT, WILDOMAR, CA 92595-7782
Document Number	0000373144
Instrument Date	Sep 13, 2019
Instrument	373144
Transaction Type	Transfer
Record Updated	Oct 7, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	22961 JOY CT WILDOMAR CA 925957782, WILDOMAR, CA 92595-7782

Mortgage

Document Number	373145
Date	Sep 23, 2019
Instrument	373145

Lender

Name	MCTYGUE GROUP INC
Address	1761 HOTEL CIR S # 230, SAN DIEGO, CA 92108-3318

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 22, 2049

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Wildomar City
Unified School District	Lake Elsinore Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$673,597 (+2%) Land $127,946 Building $545,651
2025	$9,450.00 (+4.57%) Homeowner's exemption	$660,390 (+4.04%) Land $125,438 Building $534,952
2023	$9,037.00 (+4.25%) Homeowner's exemption	$634,748 Land $120,568 Building $514,180
2022	$8,669.00
2021			$541,980

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 45% of California
Wildfire Likelihood	0.3% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELSINORE VALLEY MWD serves 169,455 people · EPA ID CA3310012
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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