2296 McDonald St, Simi Valley, CA 93065 Property Records

Ventura County property record for 2296 McDonald St, Simi Valley, CA 93065

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,290 sqft · built 1972
Lot Size	0.16 acres (6,948 sqft)
Owner	2 Individual Names on File
Last Sale	$615,000 (Jul 2020)
Tax Bill	$7,989 (2025)
Deeds & Mortgages	Oct 2024 Line of Credit Jul 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`641-0-262-015`

Property Details

APN / Parcel Number

Primary APN	`641-0-262-015`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,290 sqft Living Area
1st Floor Area	1,290 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Lot Area	6,948 sqft (0.16 acres)
Lot Dimensions	98 ft deep x 70 ft wide
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Pool Area	330 sqft
Patio Area	190 sqft

Location & Zoning

Street Address	2296 MCDONALD ST
City	SIMI VALLEY
State	CA
Zip	93065-2425
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-7
Legal Description	TRACT: 211302 LOT: 155 REF: 057MR 082
Legal Subdivision	2113-2
Legal Tract	211302
Legal Block	262
Legal Lot Number	155
Jurisdiction	VENTURA CA
Township / Civil Division	SIMI VALLEY
Census Block Group	2
Census Block	2006
Census Tract	7904

Owner

2296 McDonald St is owned and occupied by two individuals who bought it in July 2020.

Source: Ventura County records, as of July 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2296 MCDONALD ST, SIMI VALLEY, CA 93065-2425
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2024	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jul 10, 2020	Grant Deed, Transfer · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC
May 14, 2018	Grant Deed, Transfer · Conventional Mortgage WFB NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2020 · Amount on File
Deed Sale	Jul 10, 2020 · Amount on File
Prior Sale	May 14, 2018 · Amount on File
Deed Document Number	2020100015
Prior Transfer Date	Oct 30, 2009
Prior Transfer Doc	0000032499
Record Updated	Oct 29, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	2296 MCDONALD ST, SIMI VALLEY, CA 93065-2425
Transaction Type	Mortgage
Record Updated	Oct 23, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2296 MCDONALD ST, SIMI VALLEY, CA 93065-2425

Mortgage

Document Number	0000067093
Date	Oct 7, 2024
Instrument	2024000067093

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Oct 6, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Jul 10, 2020
Property Address	2296 MCDONALD ST, SIMI VALLEY, CA 93065-2425
Document Number	0000100015
Map Reference	MB 57 MAP 82
Instrument Date	Jun 17, 2020
Instrument	20200710-00100015
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	PRIORITY TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2296 MCDONALD ST, SIMI VALLEY, CA 93065-2425

Mortgage

Document Number	0000100016
Date	Jul 10, 2020
Instrument	20200710-00100016

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	May 14, 2018
Property Address	2296 MCDONALD ST, SIMI VALLEY, CA 93065-2425
Document Number	0000055004
Instrument Date	Apr 27, 2018
Instrument	55004
Transaction Type	Transfer
Record Updated	Jun 1, 2018
Title Company	FIRST AMERICAN TITLE COMPANY SYNRGO, FIRST AMERICAN TITLE CO SYNRGO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$607.20
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2296 MCDONALD ST SIMI VALLEY CA 930652425, SIMI VALLEY, CA 93065-2425

Mortgage

Document Number	55005
Date	May 14, 2018
Instrument	55005

Lender

Name	WFB NA
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 13, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2296 McDonald St was $7,989 with a homeowner's exemption, up 1.1% from the year before.

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Simi Valley City
Unified School District	Simi Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$679,007 (+2%) Land $441,631 Building $237,376
2025	$7,989.00 (+1.14%) Homeowner's exemption	$665,694 Land $432,972 Building $232,722
2024	$7,899.00 (+6.33%)
2023	$7,429.00 (+0.22%) Homeowner's exemption	$639,846 Land $416,160 Building $223,686
2022	$7,413.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2296 McDonald St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2296 McDonald St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOLDEN STATE WATER COMPANY - SIMI VALLEY private · serves 45,086 people · EPA ID CA5610059
Water Source	Purchased surface water from CALLEGUAS MUNICIPAL WATER DIST
Last State Inspection	Jul 2022
Lead	6 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 836 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GigabitNow, Rocket Broadband, Verizon.

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