2296 Forebay Rd, Pollock Pines, CA 95726 Property Records

El Dorado County property record for 2296 Forebay Rd, Pollock Pines, CA 95726

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,696 sqft · built 2009
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$125,000 (Aug 2005)
Tax Bill	$2,591 (2025)
Deeds & Mortgages	Nov 2022 Reverse Mortgage Sep 2019 Reverse Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`101-330-017-000`

Property Details

APN / Parcel Number

Primary APN	`101-330-017-000`
Alternative APNs	`10133017100` `1013301710`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,696 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2012
Construction Type	Wood
Lot Area	43,560 sqft (1 acres)
Terrain	Gentle Slope
Patio Area	1,696 sqft

Utilities, Heating & Cooling

Water Source	Well

Location & Zoning

Street Address	2296 FOREBAY RD
City	POLLOCK PINES
State	CA
Zip	95726-9720
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	PM 2/15/3
Legal Subdivision	2-15, PARCEL MAP
Jurisdiction	EL DORADO CA
Township / Civil Division	NORTH EL DORADO
Census Block Group	1
Census Block	1028
Census Tract	31302

Owner

Source: El Dorado County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 286, POLLOCK PINES, CA 95726-0286
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2022	Deed of Trust, Mortgage · Reverse Mortgage PHH MORTGAGE SERVICES CORP
Sep 6, 2019	Deed of Trust, Mortgage · Reverse Mortgage LIBERTY HOME EQUITY SOLUTIONS INC
Aug 28, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 9, 2005 · Amount on Record
Deed Sale	Aug 9, 2005 · Amount on Record
Prior Sale	Jul 8, 2005 · Amount on Record
Deed Document Number	200565959
Last Transfer Date	Oct 19, 2005
Transfer Doc	0000087974
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	2296 FOREBAY RD, POLLOCK PINES, CA 95726-9720
Transaction Type	Mortgage
Record Updated	Nov 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2296 FOREBAY RD, POLLOCK PINES, CA 95726-9720

Mortgage

Document Number	0000043079
Date	Nov 8, 2022
Instrument	2022-0043079

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	914 Months
Due	Jan 12, 2099

Interest

Rate Type	Adjustable Rate
Rate	6.69%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2022
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	11.6%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	2296 FOREBAY RD, POLLOCK PINES, CA 95726-9720
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FNC TITLE SERV LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037094
Date	Sep 6, 2019
Instrument	2019-0037094

Lender

Name	LIBERTY HOME EQUITY SOLUTIONS INC
Type	Reverse Mortgage Lender
Address	RANCHO CORDOVA, CA 95670

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	952 Months
Due	Jan 12, 2099

Interest

Rate Type	Adjustable Rate
Rate	3.77%
Type Change Date	Sep 1, 2020
Change Frequency	Annually
Index	1-Year LIBOR

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	2296 FOREBAY RD, POLLOCK PINES, CA 95726-9720
Document Number	0000037095
Instrument Date	Aug 28, 2019
Transaction Type	Mortgage
Record Updated	Sep 30, 2019
Title Company	LIBERTY HOME EQUITY SOLUTIONS IN, LIBERTY HM EQUITY SOLUTIONS IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2296 FOREBAY RD POLLOCK PINES CA 957269720, POLLOCK PINES, CA 95726-9720

Mortgage

Document Number	0000037095
Date	Sep 6, 2019
Instrument	37095

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	960 Months
Due	Sep 5, 2099

Interest

Rate Type	Adjustable Rate
Rate	3.77%

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Pollock Pines Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$236,220 (+2%) Land $72,313 Building $163,907
2025	$2,591.00 (+4.52%)	$231,590 (+4.04%) Land $70,896 Building $160,694
2024	$2,479.00 (+1.93%)
2023	$2,432.00 (+1.5%)	$222,599 Land $68,144 Building $154,455
2022	$2,396.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 91% of the US · above 73% of California
Wildfire Likelihood	0.8% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

5G and 4G LTE (outdoors only)

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