Davis County property record for 2296 E 2400 N, Layton, UT 84040
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 1,698 sqft · built 1986 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $252,500 (May 2007) |
| Tax Bill | $3,162 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit May 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-069-0177 |
| Primary APN | 09-069-0177 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 1,698 sqft Living Area |
| Basement Area | 1,742 sqft |
| Unfinished Basement | 1,742 sqft |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 12,197 sqft (0.28 acres) |
| Garage Area | 506 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 2296 E 2400 N |
|---|---|
| City | LAYTON |
| State | UT |
| Zip | 84040-8037 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-10 |
| Legal Description | ALL OF LOT 177, OAK FOREST NO 9. CONT. 0.28 ACRES |
| Legal Subdivision | OAKFOREST SUBDIVISION NO 9 |
| Legal Lot Number | 177 |
| Jurisdiction | DAVIS UT |
| Township / Civil Division | NORTH DAVIS |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 125804 |
Source: Davis County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2296 E 2400 N, LAYTON, UT 84040-8037 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 24, 2026 | Deed of Trust, Mortgage · Line of Credit AMERICA FIRST FEDERAL CREDIT UNION |
| May 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC |
| Dec 23, 2019 | Deed of Trust, Mortgage CALIBER HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 31, 2007 · Amount on Record |
| Deed Sale | May 31, 2007 · Amount on Record |
| Prior Sale | Aug 7, 2003 · Amount on Record |
| Deed Document Number | 20072275746 |
| Deed Book / Page | 4294 / 3462 |
| Prior Transfer Date | Aug 1, 2003 |
| Prior Transfer Doc | 0001897044 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIS UT |
| Recording Date | Jun 24, 2026 |
| Property Address | 2296 E 2400 N, LAYTON, UT 84040-8037 |
| Document Number | 0003673328 |
| Book / Page | 9023 / 651 |
| Instrument Date | Jun 22, 2026 |
| Instrument | 20263673328 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRST AMERICAN TITLE INSURAN C, FIRST AMERICAN TITLE INSURAN |
| Name | Verified Name |
|---|---|
| Address | 2296 E 2400 N, LAYTON, UT 84040-8037 |
| Document Number | 0003673328, |
|---|---|
| Date | Jun 24, 2026 |
| Book Page | 9023/651 |
| Instrument | 20263673328 |
| Name | AMERICA FIRST FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.51% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIS UT |
| Property Address | 2296 E 2400 N, LAYTON, UT 84040-8037 |
| Transaction Type | Mortgage |
| Record Updated | May 31, 2021 |
| Title Company | STEWART TITLE INSURANCE AGENCY, STEWART TITLE INS A |
| Name | Verified Name |
|---|
| Document Number | 7761/1450 |
|---|---|
| Date | May 17, 2021 |
| Book Page | 7761/1450 |
| Instrument | 3382712 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIS UT |
| Property Address | 2296 E 2400 N, LAYTON, UT 84040-8037 |
| Document Number | 0003214731 |
| Instrument Date | Dec 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2020 |
| Title Company | STEWART TITLE INSURANCE AGENCY, STEWART TITLE INS AGE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2296 E 2400 N LAYTON UT 840408037, LAYTON, UT 84040-8037 |
| Document Number | 0003214731 |
|---|---|
| Date | Dec 30, 2019 |
| Book Page | 007418/000729 |
| Instrument | 3214731 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | LAYTON, UT 84041 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 29, 2049 |
Source: Davis County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Utah |
| County | Davis County |
| Municipality | Layton City |
| Unified School District | Davis School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $315,701 (+2.68%) Land $150,429 Building $165,272 | $574,000 (+2.68%) Land $273,507 Building $300,493 | |
| 2025 | $3,162.00 (+5.33%) | $307,450 (-40.65%) Land $136,936 Building $170,514 | $559,000 (+7.92%) Land $248,974 Building $310,026 |
| 2024 | $3,002.00 (+1.59%) | ||
| 2023 | $2,955.00 (-5.62%) | $518,000 Land $208,887 Building $309,113 | $518,000 Land $208,887 Building $309,113 |
| 2022 | $3,131.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2009–2022) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Nov 2022 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of Utah |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAYTON CITY WATER SYSTEM serves 82,000 people · EPA ID UTAH06018 |
|---|---|
| Water Source | Purchased surface water from WEBER BASIN WCD - CENTRAL |
| Last State Inspection | Sep 2023 |
| Lead | 4 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Utah Telecommunication Open Infrastructure Agency Fiber | 10,000 / 10,000 |
| SenaWave Fiber | 2,500 / 2,500 |
| Xfinity Cable | 2,000 / 250 |
| Beehive Broadband Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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