2295 Whippoorwill Rd, Charlottesville, VA 22901 Property Records

Albemarle County property record for 2295 Whippoorwill Rd, Charlottesville, VA 22901

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,184 sqft · built 1978
Lot Size	2.66 acres (115,870 sqft)
Owner	Individual Name on File
Last Sale	$450,000 (May 2019)
Tax Bill	$6,081 (2026)
Deeds & Mortgages	Dec 2020 Mortgage Apr 2020 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`04200-00-00-10100`

Property Details

APN / Parcel Number

Primary APN	`04200-00-00-10100`
Alternative APN	`8862`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,184 sqft Finished Area
Basement Area	1,008 sqft
Unfinished Basement	1,008 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Composition/Composite
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	115,870 sqft (2.66 acres)
View / Lot	Flood Plain/Flood Zone
Driveway	Paver Driveway

Exterior Amenities

Porch	Slab
Deck Area	144 sqft
Patio Area	360 sqft
Storage Building	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	2295 WHIPPOORWILL RD
City	CHARLOTTESVILLE
State	VA
Zip	22901-8803
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL AREA
Legal Description	WHIPPOORWILL HOLLOW LOT 18
Legal Subdivision	WHIPPOORWILL HOLLOW
Jurisdiction	ALBEMARLE VA
Township / Civil Division	SAMUEL MILLER
Census Block Group	3
Census Block	3000
Census Tract	11000

Owner

2295 Whippoorwill Rd is owned and occupied by an individual who acquired it in December 2020.

Source: Albemarle County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	2295 WHIPPOORWILL RD, CHARLOTTESVILLE, VA 22901-8803
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2020	Quit Claim Deed, Transfer · VA Mortgage AMERICAN FIN'L NTWK INC
Apr 30, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 12, 2020	Deed of Trust, Mortgage · VA Mortgage NBKC BK
May 22, 2019	Grant Deed, Transfer · VA Mortgage NBKC BK
Feb 8, 2019	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2019 · Amount on File
Deed Sale	May 22, 2019 · Amount on File
Deed Document Number	20194924
Deed Book / Page	5168 / 767
Last Transfer Date	Dec 18, 2020
Transfer Doc	005451/484
Record Updated	Sep 20, 2026

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Dec 28, 2020
Property Address	2295 WHIPPOORWILL RD, CHARLOTTESVILLE, VA 22901-8803
Document Number	0000018953
Book / Page	005451 / 000480
Instrument Date	Dec 18, 2020
Instrument	18953
Transaction Type	Transfer
Record Updated	Jan 7, 2021
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2295 WHIPPOORWILL RD CHARLOTTESVILLE VA 229018803, CHARLOTTESVILLE, VA 22901-8803

Mortgage

Document Number	18954
Date	Dec 28, 2020
Book Page	005451/000484
Instrument	18954

Lender

Name	AMERICAN FIN'L NTWK INC
Address	BREA, CA 92821

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 27, 2050

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Apr 30, 2020
Property Address	2295 WHIPPOORWILL RD, CHARLOTTESVILLE, VA 22901-8803
Document Number	0000004821
Book / Page	005308 / 000327
Instrument Date	Apr 2, 2020
Instrument	4821
Transaction Type	Transfer
Record Updated	May 21, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2295 WHIPPOORWILL RD CHARLOTTESVILLE VA 229018803, CHARLOTTESVILLE, VA 22901-8803

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	2295 WHIPPOORWILL RD, CHARLOTTESVILLE, VA 22901-8803
Document Number	0000001833
Instrument Date	Feb 12, 2020
Transaction Type	Mortgage
Record Updated	Mar 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2295 WHIPPOORWILL RD CHARLOTTESVILLE VA 229018803, CHARLOTTESVILLE, VA 22901-8803

Mortgage

Document Number	0000001833
Date	Feb 18, 2020
Book Page	005278/000170
Instrument	1833

Lender

Name	NBKC BK
Address	KANSAS CITY, MO 64114

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 17, 2050

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	May 22, 2019
Property Address	2295 WHIPPOORWILL RD, CHARLOTTESVILLE, VA 22901-8803
Document Number	0000004924
Book / Page	005168 / 000767
Instrument Date	May 17, 2019
Instrument	4924
Transaction Type	Transfer
Record Updated	Jun 18, 2019
Title Company	CLOSURE TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2295 WHIPPOORWILL RD CHARLOTTESVILLE VA 229018803, CHARLOTTESVILLE, VA 22901-8803

Mortgage

Document Number	4925
Date	May 22, 2019
Book Page	005168/000771
Instrument	4925

Lender

Name	NBKC BK
Address	KANSAS CITY, MO 64114

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 21, 2049

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	2295 WHIPPOORWILL RD, CHARLOTTESVILLE, VA 22901-8803
Document Number	0000001363
Instrument Date	Feb 8, 2019
Transaction Type	Mortgage
Record Updated	Mar 11, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2295 WHIPPOORWILL RD CHARLOTTESVILLE VA 229018803, CHARLOTTESVILLE, VA 22901-8803

Mortgage

Document Number	0000001363
Date	Feb 13, 2019
Book Page	005137/000095
Instrument	1363

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23462-4377

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 12, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 2295 Whippoorwill Rd was $6,081, up 8.3% from the year before.

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,081.00 (+8.3%)	$680,200 (+8.29%) Land $262,700 Building $417,500	$680,200 (+8.29%) Land $262,700 Building $417,500
2025	$5,615.00	$628,100 Land $236,300 Building $391,800	$628,100 Land $236,300 Building $391,800
2023	$4,638.00	$543,200 Land $214,300 Building $328,900	$543,200 Land $214,300 Building $328,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2295 Whippoorwill Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2295 Whippoorwill Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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