2295 Sharkey Rd, Clearwater, FL 33765 Property Records

Pinellas County property record for 2295 Sharkey Rd, Clearwater, FL 33765

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,704 sqft · built 1977
Lot Size	0.392 acres (17,080 sqft)
Owner	2 Individual Names on File
Last Sale	$345,500 (Nov 2021)
Tax Bill	$5,524 (2025)
Deeds & Mortgages	Feb 2023 Mortgage Aug 2023 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-762-8645-9`

Property Details

APN / Parcel Number

Primary APN	`C62-000-762-8645-9`
Alternative APNs	`07-29-16-00000-330-0100` `291607000003300100` `162907000003300100` `R73630`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,704 sqft Living Area
Gross Area	2,753 sqft
1st Floor Area	1,704 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1987
Architectural Style	Custom Design
Exterior Material	Brick/Concrete Block Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	17,080 sqft (0.392 acres)
Lot Dimensions	94 ft deep x 120 ft wide
Garage Type	Attached
Garage Area	713 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	336 sqft
Deck Area	240 sqft
Patio Area	240 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R73630
Street Address	2295 SHARKEY RD
City	CLEARWATER
State	FL
Zip	33765-2735
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	PART OF SEC 07-29-16 DESC FROM NE COR OF SW 1/4 OF SW 1/4 OF SD SEC TH S00D2207W 33FT FOR POB TH CONT S00D2207W 300.68FT TH N89D3630W 120.04FT TH N00D1820E 93.88FT TH N54D2837E 78.29FT TH S35D3123E 12FT TH N54D2837E 49FT TH N00D2207E 141.84FT TH S89D
Legal Range	16E
Legal Township	29S
Legal Section	7
Legal Subdivision	PART OF SEC 07-29-16 DESC
Legal Block	2
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	2
Census Block	2032
Census Tract	26703

Owner

Source: Pinellas County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2295 SHARKEY RD, CLEARWATER, FL 33765-2735
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2023	Deed of Trust, Mortgage · FHA Mortgage JACKSON FLAGSTAR CENTRE OFFICE
Aug 7, 2023	Deed of Trust, Mortgage · FHA Mortgage JACKSON FLAGSTAR CENTRE OFFICE
Feb 27, 2024	Deed of Trust, Mortgage · FHA Mortgage JACKSON FLAGSTAR CENTRE OFFICE
Sep 4, 2025	Deed of Trust, Mortgage · FHA Mortgage M & T BANK
Aug 27, 2024	Deed of Trust, Mortgage · FHA Mortgage JACKSON FLAGSTAR CENTRE OFFICE
Jan 3, 2025	Deed of Trust, Mortgage · FHA Mortgage JACKSON FLAGSTAR CENTRE OFFICE
Nov 12, 2021	Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 2021 · Amount on File
Deed Sale	Nov 12, 2021 · Amount on File
Deed Document Number	2021369417
Deed Book / Page	21803 / 1250
Prior Transfer Date	Nov 7, 2007
Prior Transfer Doc	0160540260
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	2295 SHARKEY RD, CLEARWATER, FL 33765-2735
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2295 SHARKEY RD, CLEARWATER, FL 33765-2735

Mortgage

Document Number	0223491183
Date	Feb 17, 2023
Book Page	22349/1183
Instrument	2023043300

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	346 Months
Due	Dec 1, 2051

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	2295 SHARKEY RD, CLEARWATER, FL 33765-2735
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2295 SHARKEY RD, CLEARWATER, FL 33765-2735

Mortgage

Document Number	0225271262
Date	Aug 7, 2023
Book Page	22527/1262
Instrument	2023203994

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	340 Months
Due	Dec 1, 2051

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	2295 SHARKEY RD, CLEARWATER, FL 33765-2735
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2295 SHARKEY RD, CLEARWATER, FL 33765-2735

Mortgage

Document Number	0227161406
Date	Feb 27, 2024
Book Page	22716/1406
Instrument	2024048566

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	334 Months
Due	Dec 1, 2051

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	2295 SHARKEY RD, CLEARWATER, FL 33765-2735
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2295 SHARKEY RD, CLEARWATER, FL 33765-2735

Mortgage

Document Number	0232831544
Date	Sep 4, 2025
Book Page	23283/1544
Instrument	2025253378

Lender

Name	M & T BANK
Type	Bank
Address	GETZVILLE, NY 14068

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	315 Months
Due	Dec 1, 2051

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	2295 SHARKEY RD, CLEARWATER, FL 33765-2735
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	TIMIOS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2295 SHARKEY RD, CLEARWATER, FL 33765-2735

Mortgage

Document Number	0229042153
Date	Aug 27, 2024
Book Page	22904/2153
Instrument	2024217458

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	328 Months
Due	Dec 1, 2051

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	2295 SHARKEY RD, CLEARWATER, FL 33765-2735
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	TIMIOS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2295 SHARKEY RD, CLEARWATER, FL 33765-2735

Mortgage

Document Number	0230221308
Date	Jan 3, 2025
Book Page	23022/1308
Instrument	2025003145

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	FHA Mortgage
Amount	Amount on Record

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Nov 12, 2021
Property Address	2295 SHARKEY RD, CLEARWATER, FL 33765-2735
Document Number	0218031250
Book / Page	21803 / 1250
Instrument Date	Nov 4, 2021
Instrument	2021369417
Transaction Type	Transfer
Record Updated	Nov 30, 2021
Title Company	GREENLEAF TITLE, GREENLEAF TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,418.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1729 SAINT CROIX DR, 1729, CLEARWATER, FL 33759-2015

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2295 SHARKEY RD, CLEARWATER, FL 33765-2735

Mortgage

Document Number	218031252
Date	Nov 12, 2021
Instrument	21803/1252

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,524.00 (+4.64%) Homeowner's exemption	$350,842 (+5.99%)	$381,394 (-10.34%) Land $134,196 Building $247,198
2024	$5,279.00 (-1.14%)
2023	$5,340.00 (+1.46%) Homeowner's exemption	$331,023 (+3%)	$425,398 (+32.37%) Land $230,125 Building $195,273
2022	$5,263.00 Homeowner's exemption	$321,382	$321,382 Land $174,679 Building $146,703

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 36 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	36 in force
Nearby Flood Claims	23 (1978–2025)
Claims Outside the SFHA	16 of 23
Most Recent Claim	Jan 2025 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEARWATER WATER SYSTEM serves 115,000 people · EPA ID FL6520336
Water Source	Groundwater
Last State Inspection	May 2023
Lead	3 ppb (2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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