2295 School St, Fortuna, CA 95540 Property Records

Humboldt County property record for 2295 School St, Fortuna, CA 95540

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,428 sqft · built 1965
Lot Size	0.214 acres (9,360 sqft)
Owner	2 Individual Names on File
Last Sale	$200,000 (Nov 2016)
Tax Bill	$2,570 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`202-371-017-000`

Property Details

APN / Parcel Number

Primary APN	`202-371-017-000`
Alternative APN	`20237117`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,428 sqft Living Area

Exterior

Year Built	Built 1965
Construction Type	Wood
Lot Area	9,360 sqft (0.214 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	20237117
Street Address	2295 SCHOOL ST
City	FORTUNA
State	CA
Zip	95540-3421
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-6
Legal Description	S11 T2N R1W/B13P45 M CAMPTON PARK #10600630002B C C C
Legal Range	01W
Legal Township	02N
Legal Section	11
Jurisdiction	HUMBOLDT CA
Township / Civil Division	FORTUNA
Census Block Group	1
Census Block	1025
Census Tract	11000

Owner

2295 School St is owned by two individuals who bought it in November 2016.

Source: Humboldt County records, as of October 13, 2025

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 11, RIO DELL, CA 95562-0011
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage PARKSIDE LNDG
Oct 16, 2019	Deed of Trust, Mortgage · Conventional with PMI PARKSIDE LNDG
Nov 2, 2018	Deed of Trust, Mortgage · Conventional with PMI NEW PENN FIN'L LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2016 · Amount on File
Deed Sale	Nov 30, 2016 · Amount on File
Prior Sale	Sep 23, 2015 · Amount on File
Deed Document Number	2016-023033
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUMBOLDT CA
Property Address	2295 SCHOOL ST, FORTUNA, CA 95540-3421
Transaction Type	Mortgage
Record Updated	Mar 3, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 11, RIO DELL, CA 95562-0011

Mortgage

Document Number	0000002904
Date	Feb 14, 2022
Instrument	2022-002904

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUMBOLDT CA
Property Address	2295 SCHOOL ST, FORTUNA, CA 95540-3421
Document Number	0000019486
Instrument Date	Oct 19, 2020
Transaction Type	Mortgage
Record Updated	Dec 4, 2020
Title Company	HUMBOLDT LAND TITLE COMPANY, HUMBOLDT LAND TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	PO BOX 11 RIO DELL CA 955620011, RIO DELL, CA 95562-0011

Mortgage

Document Number	0000019486
Date	Oct 27, 2020
Instrument	19486

Lender

Name	PARKSIDE LNDG
Address	SAN FRANCISCO, CA 94102

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 26, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUMBOLDT CA
Property Address	2295 SCHOOL ST, FORTUNA, CA 95540-3421
Document Number	0000018403
Instrument Date	Oct 16, 2019
Transaction Type	Mortgage
Record Updated	Nov 8, 2019
Title Company	HUMBOLDT LAND TITLE COMPANY, HUMBOLDT LAND TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	PO BOX 11 RIO DELL CA 955620011, RIO DELL, CA 95562-0011

Mortgage

Document Number	0000018403
Date	Oct 24, 2019
Instrument	18403

Lender

Name	PARKSIDE LNDG
Address	SAN FRANCISCO, CA 94102

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 23, 2049

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUMBOLDT CA
Property Address	2295 SCHOOL ST, FORTUNA, CA 95540-3421
Document Number	0000020033
Instrument Date	Nov 2, 2018
Transaction Type	Mortgage
Record Updated	Dec 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	950 DINSMORE RANCH RD RIO DELL CA 95562, RIO DELL, CA 95562

Mortgage

Document Number	0000020033
Date	Nov 7, 2018
Instrument	20033

Lender

Name	NEW PENN FIN'L LLC
Type	Funding / Finance Company
Address	PLYMOUTH MEETING, PA 19462

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 6, 2048

Interest

Rate Type	Adjustable Rate
Rate	5.62%

Tax Assessment & Valuation

The 2025 property tax bill for 2295 School St was $2,570.

Source: Humboldt County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Humboldt County
Municipality	Fortuna City
Elementary School District	Fortuna Elementary School District (PK - 08)
Secondary School District	Fortuna Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,570.00	$231,987 Land $98,647 Building $133,340
2023	$2,424.00 (+0.29%)	$222,980 Land $94,817 Building $128,163
2022	$2,417.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2295 School St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2295 School St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FORTUNA serves 12,133 people · EPA ID CA1210006
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
101Netlink Fixed Wireless	100 / 20

May also be available: Verizon.

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