2295 Laurel St, Chico, CA 95928 Property Records

Butte County property record for 2295 Laurel St, Chico, CA 95928

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,084 sqft · built 1945
Lot Size0.139 acres (6,098 sqft)
OwnerIndividual Name on File
Last Sale$255,000 (Oct 2019)
Tax Bill$3,245 (2025)
Deeds & MortgagesSep 2021 Mortgage
Oct 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN005-473-010-000

Property Details

APN / Parcel Number

Primary APN005-473-010-000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms2 Rooms
Stories1 Story
Building Area1,084 sqft Living Area

Exterior

Year BuiltBuilt 1945
Architectural StyleModern
Construction TypeWood
Foundation TypeRaised
Lot Area6,098 sqft (0.139 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Street Address2295 LAUREL ST
CityCHICO
StateCA
Zip95928-6755
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAR
Legal Description2295 LAUREL
Legal SubdivisionMULBERRY TR SUB #1
JurisdictionBUTTE CA
Township / Civil DivisionCHICO
Census Block Group3
Census Block3021
Census Tract1300

Owner

Source: Butte County assessment roll, APN 005-473-010-000, as of July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2295 LAUREL ST, CHICO, CA 95928-6755
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 07, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Oct 07, 2019Grant Deed, Transfer · Conventional Mortgage
MOVEMENT MORTGAGE
Aug 25, 2017Quit Claim Deed, Transfer · Conventional Mortgage
CALIBER HM LOANS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 07, 2019 · Amount on Record
Deed SaleOct 07, 2019 · Amount on Record
Prior SaleAug 25, 2017
Deed Document Number2019-0044387
Record UpdatedJun 08, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUTTE CA
Property Address2295 LAUREL ST, CHICO, CA 95928-6755
Transaction TypeMortgage
Record UpdatedOct 15, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2295 LAUREL ST, CHICO, CA 95928-6755

Mortgage

Document Number0000039283
DateSep 07, 2021
Instrument2021-0039283
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2051

October 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionBUTTE CA
Recording DateOct 07, 2019
Property Address2295 LAUREL ST, CHICO, CA 95928-6755
Document Number0000044387
Map ReferenceMB 6 PG 90
Instrument DateOct 03, 2019
Instrument2019-0044387
Transaction TypeTransfer
Record UpdatedAug 19, 2021
Title CompanyMID VALLEY TITLE & ESCROW CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2295 LAUREL ST, CHICO, CA 95928-6755

Mortgage

Document Number0000044388
DateOct 07, 2019
Instrument2019-0044388
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2049

August 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBUTTE CA
Recording DateAug 25, 2017
Property Address2295 LAUREL ST, CHICO, CA 95928-6755
Document Number0000029592
Instrument DateAug 18, 2017
Instrument29592
Transaction TypeTransfer
Record UpdatedOct 10, 2017
Title CompanyRIO VALLEY TITLE, MID VALLEY TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2295 LAUREL ST CHICO CA 959286755, CHICO, CA 95928-6755

Mortgage

Document Number29593
DateAug 25, 2017
Instrument29593
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressIRVING, TX 75063
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 24, 2047

Tax Assessment & Valuation

Source: Butte County assessment roll as of July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyButte County
MunicipalityChico City
Unified School DistrictChico Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$3,245.00 (+8.17%)$278,874 (+4.04%) Land $131,235 Building $147,639
2023$3,000.00 (+1.63%)$268,047 Land $126,140 Building $141,907
2022$2,952.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Butte County (06007C), as of June 30, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060070013003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 18 policies
Nearby Flood Policies18 in force
Nearby Flood Claims8 (1992–2005)
Most Recent ClaimDec 2005 · Severe Storms, Flooding, Mudslides, And Landslides
Claims by Event
  • Severe Winter Storms And Flooding, Feb 1998 · 4 claims
  • Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 2 claims

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 458 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
DigitalPath
Fixed Wireless
400 / 20
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: AT&T, California Internet, Race Telecommunications, Verizon.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system CA0410002, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCAL-WATER SERVICE CO.-CHICO
private · serves 110,473 people
Water SourceGroundwater
Last State InspectionMay 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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