Hernando County property record for 2295 Lake Forest Ave, Spring Hill, FL 34609
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,254 sqft · built 1996 |
| Lot Size | 0.23 acres (10,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $150,000 (Aug 2016) |
| Tax Bill | $5,856 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Apr 2022 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R32-323-17-5090-0506-0250 |
| Primary APN | R32-323-17-5090-0506-0250 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,254 sqft Living Area |
| Gross Area | 2,943 sqft |
| 1st Floor Area | 2,254 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Combination |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,000 sqft (0.23 acres) |
| Lot Dimensions | 125 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 288 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 1,073 sqft |
| Deck Area | 108 sqft |
| Patio Area | 32 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 00485040 |
|---|---|
| Street Address | 2295 LAKE FOREST AVE |
| City | SPRING HILL |
| State | FL |
| Zip | 34609-3716 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING HILL UNIT 9 BLK 506 LOT 25 |
| Legal Range | 17E |
| Legal Township | 23S |
| Legal Section | 32 |
| Legal Subdivision | SPRING HILL UN 9 |
| Legal Block | 506 |
| Legal Lot Number | 25 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | SPRING HILL |
| Census Block Group | 2 |
| Census Block | 2052 |
| Census Tract | 41106 |
Source: Hernando County records · APN R32-323-17-5090-0506-0250
Assessment roll updated December 8, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2295 LAKE FOREST AVE, SPRING HILL, FL 34609-3716 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 13, 2026 | Deed of Trust, Mortgage · FHA Mortgage SERVICELINK |
| Apr 21, 2022 | Intrafamily Transfer, Transfer |
| Aug 19, 2016 | Loan Modification, Mortgage · Conventional Mortgage CALIBER HM LOANS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 22, 2016 · Amount on Record |
| Deed Sale | Aug 22, 2016 · Amount on Record |
| Prior Sale | May 30, 2013 · Amount on Record |
| Deed Document Number | 201646669 |
| Deed Book / Page | 3388 / 1611 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | May 13, 2026 |
| Property Address | 2295 LAKE FOREST AVE, SPRING HILL, FL 34609-3716 |
| Document Number | 0000032552 |
| Book / Page | 4708 / 1917 |
| Instrument Date | Feb 06, 2026 |
| Instrument | 202632552 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 2295 LAKE FOREST AVE, SPRING HILL, FL 34609-3716 |
| Document Number | 0000032552, |
|---|---|
| Date | May 13, 2026 |
| Book Page | 4708/1917 |
| Instrument | 202632552 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 271 Months |
| Due | Dec 01, 2048 |
| Rate | 6.16% |
|---|---|
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Apr 21, 2022 |
| Property Address | 2295 LAKE FOREST AVE, SPRING HILL, FL 34609-3716 |
| Document Number | 0041581924 |
| Book / Page | 4158 / 1924 |
| Map Reference | MB 8 PG 38-53 |
| Instrument Date | Apr 21, 2022 |
| Instrument | 2022030178 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2295 LAKE FOREST AVE, SPRING HILL, FL 34609-3716 |
| Name | Verified Name |
|---|---|
| Address | 2295 LAKE FOREST AVE, SPRING HILL, FL 34609-3716 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 2295 LAKE FOREST AVE, SPRING HILL, FL 34609-3716 |
| Document Number | 0036501246 |
| Instrument Date | Aug 19, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Jan 08, 2019 |
| Name | Verified Name |
|---|---|
| Address | 2295 LAKE FOREST AVE SPRING HILL FL 346093716, SPRING HILL, FL 34609-3716 |
| Document Number | 0036501246 |
|---|---|
| Date | Dec 10, 2018 |
| Book Page | 003650/001246 |
| Instrument | 73771 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | OKLAHOMA CITY, OK 73134 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 09, 2048 |
| Rate | 4.87% |
|---|
Source: Hernando County records · Assessment roll updated December 8, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,856.00 (+24.6%) | $361,812 (+3.66%) Land $39,900 Building $321,912 | $361,812 (+3.66%) Land $39,900 Building $321,912 |
| 2023 | $349,050 (+4.75%) Land $44,978 Building $304,072 | ||
| 2022 | $4,700.00 | $333,220 Land $22,325 Building $310,895 | $349,050 Land $27,550 Building $321,500 |
Source: FEMA National Flood Hazard Layer as of April 19, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 1 (2022) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2022 |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Tillman Global Holdings, Verizon.
Based on FCC filings for 439 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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