2295 Deadening Rd, Chipley, FL 32428 Property Records

Washington County property record for 2295 Deadening Rd, Chipley, FL 32428

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,889 sqft · built 2006
Lot Size	0.255 acres (11,108 sqft)
Owner	Individual Name on File
Last Sale	$290,000 (Jul 2025)
Tax Bill	$3,527 (2025)
Deeds & Mortgages	Jul 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-0281-0036`

Property Details

APN / Parcel Number

Primary APN	`19-0281-0036`
Alternative APN	`001902810036`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,889 sqft Heated Area
Gross Area	2,445 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2012
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,108 sqft (0.255 acres)
Lot Width	90 ft Width
Garage Type	Finished
Garage Area	441 sqft
Porch	Open Porch
Porch Area	115 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	001902810036
Street Address	2295 DEADENING RD
City	CHIPLEY
State	FL
Zip	32428-3743
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUNNY HILLS UNIT #19, LOT 36, ORB 1341 P 378, BLK 0281.
Legal Range	14W
Legal Township	02N
Legal Section	35
Legal Subdivision	SUNNY HILLS
Legal Block	281
Legal Lot Number	36
Legal Unit	19
Jurisdiction	WASHINGTON FL
Township / Civil Division	VERNON
Census Block Group	1
Census Block	1245
Census Tract	970301

Owner

2295 Deadening Rd is owned by an individual who bought it in July 2025.

Source: Washington County records, as of December 25, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1340 ESTELLE AVE, CHIPLEY, FL 32428-1729
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2025 · Amount on File
Deed Sale	Jul 2, 2025 · Amount on File
Deed Document Number	202567004749
Deed Book / Page	1341 / 378
Record Updated	Jun 8, 2026

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Jul 2, 2025
Property Address	2295 DEADENING RD, CHIPLEY, FL 32428-3743
Document Number	0067004749
Book / Page	1341 / 378
Map Reference	MB 3 PG 65-79
Instrument Date	Jun 26, 2025
Instrument	202567004749
Transaction Type	Transfer
Record Updated	Dec 26, 2025
Title Company	PANHANDLE LAND TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,030.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5949 COUNTY ROAD 1023, JOSHUA, TX 76058-5033

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1340 ESTELLE AVE, CHIPLEY, FL 32428-1729

Mortgage

Document Number	0000000382
Date	Jul 2, 2025
Instrument	1341/382

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 2295 Deadening Rd was $3,527, up 133.1% from the year before.

Source: Washington County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,527.00 (+133.11%)	$251,724 (+67.46%) Land $11,000 Building $240,724	$251,724 (+3.97%) Land $11,000 Building $240,724
2024	$1,513.00 (+2.37%) Homeowner's exemption	$150,315 (+2.83%)	$242,114 (+11.05%) Land $5,000 Building $237,114
2023	$1,478.00 (+3.36%) Homeowner's exemption	$146,181 (+3%)	$218,015 (+9.65%) Land $5,000 Building $213,015
2022	$1,430.00 Homeowner's exemption	$141,923	$198,826 Land $3,500 Building $195,326

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2295 Deadening Rd in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	16 (1994–2021)
Claims Outside the SFHA	9 of 16
Most Recent Claim	Nov 2021 · rainfall accumulation
Claims by Event	Hurricane Michael, Oct 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2295 Deadening Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUNNY HILLS UTILITY COMPANY public/private · serves 1,458 people · EPA ID FL1670647
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wildstar Networks Fixed Wireless	200 / 50
Verizon Fixed Wireless	25 / 6