2295 Co Rd 81, Clanton, AL 35045 Property Records

Chilton County property record for 2295 Co Rd 81, Clanton, AL 35045

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,736 sqft · built 2003
Lot Size	1.16 acres (50,530 sqft)
Owner	Individual Name on Record
Last Sale	$255,000 (Aug 2020)
Tax Bill	$1,446 (2025)
Deeds & Mortgages	Nov 2017 Mortgage Nov 2024 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`1108270001023001`

Property Details

APN / Parcel Number

Primary APN	`1108270001023001`
Alternative APNs	`11883` `88833`

Interior

Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	2,736 sqft Adjusted Area
1st Floor Area	2,736 sqft
Basement Area	2,764 sqft
Finished Basement	2,764 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	50,530 sqft (1.16 acres)
Lot Dimensions	212 ft deep x 289 ft wide
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Pool Area	600 sqft
Porch	Slab
Porch Area	432 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	11883
Street Address	2295 COUNTY ROAD 81
City	CLANTON
State	AL
Zip	35045-7733
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT SE COR OF SEC 27 N 890.13 W 521.49 TO SW R/O/W CO R
Legal Range	14
Legal Township	22
Legal Section	27
Jurisdiction	CHILTON AL
Township / Civil Division	CLANTON
Census Block Group	2
Census Block	2050
Census Tract	60103

Owner

Source: Chilton County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2295 COUNTY ROAD 81, CLANTON, AL 35045-7733
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC
Nov 12, 2024	Deed of Trust, Mortgage · FHA Mortgage AMERISAVE MORTGAGE CORP
May 10, 2006	Deed of Trust, Mortgage · Line of Credit FIRST FEDERAL BANK
Aug 12, 2020	Warranty Deed, Transfer
Oct 3, 2019	Warranty Deed, Transfer
Jul 21, 2016	Warranty Deed, Transfer · FHA Mortgage HAMILTON MORTGAGE CORP
May 10, 2006	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 12, 2020 · Amount on Record
Deed Sale	Aug 12, 2020 · Amount on Record
Prior Sale	Oct 3, 2019 · Amount on Record
Deed Document Number	2020230958
Deed Book / Page	2020 / 230958
Record Updated	Jun 8, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHILTON AL
Property Address	2295 COUNTY ROAD 81, CLANTON, AL 35045-7733
Transaction Type	Mortgage
Record Updated	Mar 31, 2026
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	R2017/211348
Date	Nov 21, 2017
Book Page	R2017/211348
Instrument	211348

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHILTON AL
Property Address	2295 COUNTY ROAD 81, CLANTON, AL 35045-7733
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2295 COUNTY ROAD 81, CLANTON, AL 35045-7733

Mortgage

Document Number	R2024/263762
Date	Nov 12, 2024
Book Page	R2024/263762
Instrument	263762

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	1200 ALTMORE AVE # 2-300, SANDY SPRINGS, GA 30342

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Sep 1, 2054

May 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHILTON AL
Property Address	2295 COUNTY ROAD 81, CLANTON, AL 35045-7733
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000386/005
Date	May 10, 2006
Book Page	386/005
Instrument	122136

Lender

Name	FIRST FEDERAL BANK
Type	Bank
Address	FORT PAYNE, AL 35967

Agreement

Type	Line of Credit
Amount	Amount Recorded

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHILTON AL
Recording Date	Aug 12, 2020
Property Address	2295 COUNTY ROAD 81, CLANTON, AL 35045-7733
Document Number	R2020/230958
Book / Page	R2020 / 230958
Instrument Date	Jun 26, 2020
Instrument	230958
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	709 MANSION ST, WETUMPKA, AL 36092-2016

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	2295 COUNTY ROAD 81, CLANTON, AL 35045-7733

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHILTON AL
Recording Date	Oct 3, 2019
Property Address	2295 COUNTY ROAD 81, CLANTON, AL 35045-7733
Document Number	R2019/224706
Book / Page	R2019 / 224706
Instrument Date	Sep 27, 2019
Instrument	224706
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	709 MANSION ST, WETUMPKA, AL 36092-2016
Investor	Possibly a Property Investor

July 2016: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHILTON AL
Recording Date	Jul 21, 2016
Property Address	2295 COUNTY ROAD 81, CLANTON, AL 35045-7733
Document Number	R2016/201320
Book / Page	R2016 / 201320
Instrument Date	Jul 15, 2016
Instrument	201320
Transaction Type	Transfer
Record Updated	Mar 31, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2295 COUNTY ROAD 81, CLANTON, AL 35045-7733

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2295 COUNTY ROAD 81, CLANTON, AL 35045-7733

Mortgage

Document Number	0000201321
Date	Jul 21, 2016
Instrument	201321

Lender

Name	HAMILTON MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2046

May 2006: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHILTON AL
Recording Date	May 10, 2006
Property Address	2295 COUNTY ROAD 81, CLANTON, AL 35045-7733
Document Number	R2006/122135
Book / Page	R2006 / 122135
Instrument Date	May 8, 2006
Instrument	122135
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Amount	Amount Recorded
Tax	$30.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2290 CO RD 81, CLANTON, AL 35045-7766

Tax Assessment & Valuation

Source: Chilton County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Chilton County
Unified School District	Chilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,446.00 (+7.27%)	$72,380 (-0.11%) Land $5,740 Building $66,640	$361,900 (-0.11%) Land $28,700 Building $333,200
2024	$1,348.00 (-0.15%)	$72,460 (-0.17%) Land $5,740 Building $66,720
2023	$1,350.00 (+18.32%)	$72,580 (+135.19%) Land $5,740 Building $66,840	$362,300 (+17.4%) Land $28,700 Building $333,600
2022	$1,141.00	$30,860 Land $3,060 Building $27,800	$308,600 Land $30,600 Building $278,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 77% of Alabama
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CLANTON, THE WW & SB OF THE serves 13,500 people · EPA ID AL0000213
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Central Access Fiber	2,000 / 2,000
AT&T Fixed Wireless · DSL	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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