2295 Alpine Lake Dr, Wright City, MO 63390 Property Records

Warren County property record for 2295 Alpine Lake Dr, Wright City, MO 63390

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,582 sqft · built 2006
Lot Size	1.37 acres (59,677 sqft)
Owner	Company Name on Record
Tax Bill	$8,435 (2025)
Deeds & Mortgages	Apr 2017 Mortgage Mar 2021 Mortgage + 8 more
Flood Zone	Zone X (minimal risk)
APN	`10-13.0-0-00-001.041.000`

Property Details

APN / Parcel Number

Primary APN	`10-13.0-0-00-001.041.000`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,582 sqft Living Area
Basement Area	2,504 sqft
Finished Basement	2,486 sqft
Unfinished Basement	18 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	59,677 sqft (1.37 acres)
Garage Type	Detached
Garage Area	962 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	378 sqft
Deck Area	230 sqft
Patio Area	878 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	2295 ALPINE LAKE DR
City	WRIGHT CITY
State	MO
Zip	63390-6532
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2295 INNSBROOK ESTS PLAT 58 SEC 13 TWP 46 RNG 2
Legal Range	02W
Legal Township	46N
Legal Section	13
Legal Subdivision	INNSBROOK
Legal Lot Number	2295
Jurisdiction	WARREN MO
Township / Civil Division	CHARRETTE
Census Block Group	3
Census Block	3079
Census Tract	820203

Owner

Source: Warren County records, as of March 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2295 ALPINE LAKE DR, WRIGHT CITY, MO 63390-6532
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2017	Deed of Trust, Mortgage · ARM BANK OF AMERICA NA
Mar 5, 2021	Deed of Trust, Mortgage · ARM COMMERCE BANK
Sep 14, 2006	Deed of Trust, Mortgage · Conventional Mortgage VANGUARAD MORTGAGE AND TITLE INC
Apr 25, 2007	Deed of Trust, Mortgage · Line of Credit NATIONAL CITY BANK
Apr 5, 2011	Deed of Trust, Mortgage · Conventional Mortgage EVERGREEN BANK
Nov 15, 2007	Deed of Trust, Mortgage · Conventional Mortgage SHARONVIEW FCU
Jun 22, 2015	Deed of Trust, Mortgage · ARM PULASKI BANK
Apr 10, 2014	Deed of Trust, Mortgage · ARM PULASKI BANK
Sep 14, 2006	Deed of Trust, Mortgage · Line of Credit VANGUARD MORTGAGE & TITLE INC
Jun 13, 2016	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 16, 2016
Transfer Doc	0201603062
Record Updated	Jun 8, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN MO
Property Address	2295 ALPINE LAKE DR, INNSBROOK, MO 63390-6532
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201702507
Date	Apr 27, 2017
Instrument	201702507

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	FLINT, MI 48501

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8%
Index	1-Year LIBOR
Max Rate	8%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN MO
Property Address	2295 ALPINE LAKE DR, INNSBROOK, MO 63390-6532
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202101797
Date	Mar 5, 2021
Instrument	202101797

Lender

Name	COMMERCE BANK

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.7%
Type Change Date	Jan 1, 2031
Index	1-Year CMT

September 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN MO
Property Address	2295 ALPINE LAKE DR, INNSBROOK, MO 63390-6532
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200607930
Date	Sep 14, 2006
Instrument	200607930

Lender

Name	VANGUARAD MORTGAGE AND TITLE INC
Address	LITTLETON, CO 80120

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2036

April 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN MO
Property Address	2295 ALPINE LAKE DR, INNSBROOK, MO 63390-6532
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200703146
Date	Apr 25, 2007
Instrument	200703146

Lender

Name	NATIONAL CITY BANK
Type	Bank
Address	00000

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 17, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN MO
Property Address	2295 ALPINE LAKE DR, INNSBROOK, MO 63390-6532
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201101713
Date	Apr 5, 2011
Instrument	201101713

Lender

Name	EVERGREEN BANK
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2041

November 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN MO
Property Address	2295 ALPINE LAKE DR, INNSBROOK, MO 63390-6532
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200708770
Date	Nov 15, 2007
Instrument	200708770

Lender

Name	SHARONVIEW FCU
Type	Credit Union
Address	00000

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2037

June 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN MO
Property Address	2295 ALPINE LAKE DR, INNSBROOK, MO 63390-6532
Transaction Type	Mortgage
Record Updated	Feb 9, 2026
Title Company	TITLE PARTNERS AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201502934
Date	Jun 22, 2015
Instrument	201502934

Lender

Name	PULASKI BANK
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2045

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Jul 1, 2020
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	4.87%
Index	1-Year LIBOR
Max Rate	7.87%

April 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN MO
Property Address	2295 ALPINE LAKE DR, INNSBROOK, MO 63390-6532
Transaction Type	Mortgage
Record Updated	Feb 9, 2026
Title Company	TITLE PARTNERS AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201401434
Date	Apr 10, 2014
Instrument	201401434

Lender

Name	PULASKI BANK
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2044

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	May 1, 2019
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	4%
Index	1-Year LIBOR
Max Rate	7%

September 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN MO
Property Address	2295 ALPINE LAKE DR, INNSBROOK, MO 63390-6532
Transaction Type	Mortgage
Record Updated	Feb 9, 2026
Title Company	NATIONS TITLE, NATIONS TITLE AGENCY OF

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200607931
Date	Sep 14, 2006
Instrument	200607931

Lender

Name	VANGUARD MORTGAGE & TITLE INC
Type	Lending Institution
Address	LITTLETON, CO 80120

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Sep 8, 2021

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2016: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WARREN MO
Recording Date	Jun 13, 2016
Property Address	2295 ALPINE LAKE DR, INNSBROOK, MO 63390-6532
Document Number	0201603062
Map Reference	MB C SL C-335
Instrument Date	May 16, 2016
Instrument	201603062
Transaction Type	Transfer
Record Updated	Feb 9, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2270 BOHICKET CREEK PL, JOHNS ISLAND, SC 29455-6304

Tax Assessment & Valuation

Source: Warren County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Warren County
Municipality	Innsbrook Village
Unified School District	Warren County R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,435.00	$138,400 (+14.09%) Land $56,751 Building $81,649	$728,420 (+14.09%) Land $298,690 Building $429,730
2024	$8,435.00 (+16.28%)	$121,310 (-) Land $50,223 Building $71,087
2023	$7,254.00 (+8.12%)	$121,310 (+8%) Land $50,223 Building $71,087	$638,474 (+8%) Land $264,330 Building $374,144
2022	$6,709.00	$112,325 Land $46,503 Building $65,822
2021			$591,180 Land $244,750 Building $346,430

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 70% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 WARREN serves 1,192 people · EPA ID MO6024629
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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