22945 Moonstone Ln, Lake Forest, CA 92630 Property Records

Orange County property record for 22945 Moonstone Ln, Lake Forest, CA 92630

Property Summary

Property TypeCondominium
Details4 bd · 2.5 ba · 1,301 sqft · built 1973
OwnerIndividual Name on File
Last Sale$425,000 (Sep 2013)
Tax Bill$5,482 (2025)
Deeds & MortgagesJun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN933-020-19

Property Details

APN / Parcel Number

Primary APN933-020-19
Alternative APN
  • 613-011-01

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,301 sqft Living Area

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Architectural StyleCondo/Apartment
Garage Area456 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address22945 MOONSTONE LN
CityLAKE FOREST
StateCA
Zip92630-4915
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionN TR 8076 BLK LOT 1 UN 19 TR 8076 LOT 1 UNIT 19 OF PROJECT LOCATED ON AP
Legal SubdivisionCAREFREE EL TORO
Legal Tract8076
Legal Lot Number1
JurisdictionORANGE CA
Township / Civil DivisionMISSION VIEJO
Census Block Group1
Census Block1004
Census Tract32027

Owner

22945 Moonstone Ln, a condominium, is owned and occupied by an individual who bought it in September 2013.

Source: Orange County records, as of August 4, 2026

Owner of RecordIndividual Name on File
Mailing Address22945 MOONSTONE LN, LAKE FOREST, CA 92630-4915
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 20, 2013 · Amount on File
Deed SaleSep 20, 2013 · Amount on File
Prior SaleMay 3, 2012 · Amount on File
Deed Document Number2013546629
Prior Transfer DateMar 10, 1994
Prior Transfer Doc0000180371
Record UpdatedOct 29, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address22945 MOONSTONE LN, LAKE FOREST, CA 92630-4915
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyWFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000251311
DateJun 3, 2020
Instrument2020000251311
Lender
NameBAY VALLEY MORTGAGE GROUP
TypeMortgage Company
AddressGARDEN GROVE, CA 92841
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueJun 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 22945 Moonstone Ln was $5,482.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyOrange County
MunicipalityLake Forest City
Unified School DistrictSaddleback Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$531,406 (+2%) Land $432,601 Building $98,805
2025$5,482.00$520,987 Land $424,119 Building $96,868
2023$5,257.00 (+1.82%)$500,757 Land $407,650 Building $93,107
2022$5,163.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 22945 Moonstone Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 22945 Moonstone Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIRVINE RANCH WATER DISTRICT
serves 450,323 people · EPA ID CA3010092
Water SourceSurface water
Last State InspectionNov 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 628 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cityside Fiber
Fiber
5,000 / 5,000
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

May also be available: GeoLinks, T-Mobile.

Nearby Properties on Moonstone Ln

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