St. Mary's County property record for 22945 Bayside Rd, Leonardtown, MD 20650
| Property Type | Rural Home |
|---|---|
| Details | 2 ba · 2,014 sqft · built 1952 |
| Lot Size | 40 acres (1,742,400 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $100,000 (Sep 1985) |
| Tax Bill | $3,778 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-003914 |
| Primary APN | 03-003914 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Units | 2 Units |
| Stories | 1 Story |
| Building Area | 2,014 sqft Total Area |
| Basement Area | 3,120 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Exterior Material | Siding |
| Lot Area | 1,742,400 sqft (40 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 68 sqft |
| Shed | 1 Shed |
| Shed Area | 960 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Baseboard |
|---|---|
| Sewer | Connected |
| Account Number | 003914 |
|---|---|
| Street Address | 22945 BAYSIDE RD |
| City | LEONARDTOWN |
| State | MD |
| Zip | 20650-5655 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RPD |
| Legal Description | 40 ACRES W/S BAYSIDE RD TENNESON CREEK |
| Legal Subdivision | TENNESON CREEK |
| Jurisdiction | ST MARY'S MD |
| Township / Civil Division | 3, LEONARDTOWN |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 875400 |
22945 Bayside Rd, a rural home, is owned and occupied by two individuals who bought it in September 1985.
Source: St. Mary's County records, as of September 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 22945 BAYSIDE RD, LEONARDTOWN, MD 20650-5655 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 17, 1985 · Amount on File |
| Deed Sale | Sep 17, 1985 · Amount on File |
| Deed Book / Page | 231 / 336 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Property Address | 22945 BAYSIDE RD, LEONARDTOWN, MD 20650-5655 |
| Transaction Type | Mortgage |
| Record Updated | May 28, 2021 |
| Title Company | BLUE CRAB TITLE & ESCROW LLC |
| Name | Verified Name |
|---|---|
| Address | 22945 BAYSIDE RD, LEONARDTOWN, MD 20650-5655 |
| Document Number | 0055700074 |
|---|---|
| Date | Dec 9, 2020 |
| Book Page | 5570/74 |
| Name | CEDAR POINT FCU |
|---|---|
| Type | Credit Union |
| Address | LEXINGTON PARK, MD 20653 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jan 1, 2036 |
The 2025 property tax bill for 22945 Bayside Rd was $3,778 with a homeowner's exemption.
Source: St. Mary's County assessment roll, as of September 22, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | St. Mary's County |
| Unified School District | St. Marys County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $330,067 | $333,400 Land $177,400 Building $156,000 | |
| 2025 | $3,778.00 Homeowner's exemption | ||
| 2023 | $3,428.00 Homeowner's exemption | $307,800 | $328,400 Land $177,400 Building $151,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 22945 Bayside Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 2 (2003–2006) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2006 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 22945 Bayside Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 70% of Maryland |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
4G LTE (outdoors only), no 5G reported
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