Shasta County property record for 22945 Adobe Rd, Cottonwood, CA 96022
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,212 sqft · built 1962 |
| Lot Size | 14 acres (609,840 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $507,000 (Apr 2026) |
| Tax Bill | $5,288 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Apr 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone A (high risk) |
| APN | 089-190-001-000 |
| Primary APN | 089-190-001-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,212 sqft Living Area |
| 1st Floor Area | 1,212 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Foundation Type | Concrete |
| Lot Area | 609,840 sqft |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 089190001000 |
|---|---|
| Street Address | 22945 ADOBE RD |
| City | COTTONWOOD |
| State | CA |
| Zip | 96022-8916 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | A-1-T-IMR |
| Legal Subdivision | P B READING GRANT |
| Jurisdiction | SHASTA CA |
| Township / Civil Division | REDDING |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 12200 |
Source: Shasta County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 22945 ADOBE RD, COTTONWOOD, CA 96022-8916 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Nov 10, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Apr 8, 2026 | Grant Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORPORATION |
| Jan 7, 2022 | Grant Deed, Transfer · Conventional Mortgage INFINITY EQUITY GROUP LLC |
| Feb 17, 2021 | Grant Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 8, 2026 · Amount on Record |
| Deed Sale | Apr 8, 2026 · Amount on Record |
| Prior Sale | Jan 7, 2022 · Amount on Record |
| Deed Document Number | 20267794 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHASTA CA |
| Property Address | 22945 ADOBE RD, COTTONWOOD, CA 96022-8916 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2026 |
| Name | Verified Name |
|---|---|
| Address | 22954 ADOBE RD, COTTONWOOD, CA 96022-8916 |
| Document Number | 0000025634 |
|---|---|
| Date | Nov 10, 2025 |
| Instrument | 2025-0025634 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2055 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SHASTA CA |
| Recording Date | Apr 8, 2026 |
| Property Address | 22945 ADOBE RD, COTTONWOOD, CA 96022-8916 |
| Document Number | 0000007794 |
| Instrument Date | Apr 1, 2026 |
| Instrument | 20267794 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2026 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPAN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $56,327.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 22945 ADOBE RD, COTTONWOOD, CA 96022-8916 |
| Document Number | 0000007795, |
|---|---|
| Date | Apr 8, 2026 |
| Instrument | 20267795 |
| Name | AMERICAN PACIFIC MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.98% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SHASTA CA |
| Recording Date | Jan 7, 2022 |
| Property Address | 22945 ADOBE RD, COTTONWOOD, CA 96022-8916 |
| Document Number | 0000000605 |
| Instrument Date | Jan 4, 2022 |
| Instrument | 2022-0000605 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2022 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 22945 ADOBE RD, COTTONWOOD, CA 96022-8916 |
| Document Number | 0000000606 |
|---|---|
| Date | Jan 7, 2022 |
| Instrument | 2022-0000606 |
| Name | INFINITY EQUITY GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SHASTA CA |
| Recording Date | Feb 17, 2021 |
| Property Address | 22945 ADOBE RD, COTTONWOOD, CA 96022-8916 |
| Document Number | 0000006394 |
| Instrument Date | Nov 18, 2020 |
| Instrument | 2021-0006394 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2022 |
| Title Company | PLACER TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | PO BOX 1267, COTTONWOOD, CA 96022-1267 |
| Document Number | 0000006395 |
|---|---|
| Date | Feb 17, 2021 |
| Instrument | 2021-0006395 |
| Name | SUMMIT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
Source: Shasta County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | California |
| County | Shasta County |
| Secondary School District | Anderson Union High School District (09 - 12) |
| Elementary School District | Cottonwood Union Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $492,505 (+2%) Land $162,364 Building $330,141 | |
| 2025 | $5,288.00 (+1.38%) | $482,849 (+4.04%) Land $159,181 Building $323,668 |
| 2024 | $5,216.00 (+1.99%) | |
| 2023 | $5,114.00 (+58.77%) | $464,100 Land $153,000 Building $311,100 |
| 2022 | $3,221.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1998–2017) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Feb 2017 · Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 85% of the US · above 65% of California |
|---|---|
| Wildfire Likelihood | 0.8% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| DigitalPath Fixed Wireless | 400 / 20 |
| Starlink Satellite | 280 / 30 |
| Com-Pair Services Fixed Wireless | 100 / 25 |
| Cal.net Fixed Wireless | 100 / 20 |
| ShastaBeam Fixed Wireless | 50 / 4 |
| Verizon Fixed Wireless | 25 / 6 |
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