22945 465th St, Centerville, IA 52544 Property Records

Appanoose County property record for 22945 465th St, Centerville, IA 52544

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,120 sqft · built 1973
Lot Size0.8 acres (34,848 sqft)
Owner2 Individual Names on File
Last Sale$172,500 (Jun 2019)
Tax Bill$2,868 (2026)
Deeds & MortgagesFeb 2022 Mortgage
Oct 2019 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APN050151000670000

Property Details

APN / Parcel Number

Primary APN050151000670000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,120 sqft Living Area
Basement Area1,120 sqft
Finished Basement560 sqft
Unfinished Basement560 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area34,848 sqft (0.8 acres)
Garage Area1,752 sqft
Parking Spaces6 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas

Location & Zoning

Street Address22945 465TH ST
CityCENTERVILLE
StateIA
Zip52544-8981
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAR
Legal DescriptionCOM AT A STONE AT NECOR NE SE TH W ALONGN BOUNDARY OF SAID SE QTR 306' TO POB
JurisdictionAPPANOOSE IA
Township / Civil DivisionDOUGLAS
Census Block Group2
Census Block2087
Census Tract950100

Owner

22945 465th St is owned and occupied by two individuals who bought it in June 2019.

Source: Appanoose County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address22945 465TH ST, CENTERVILLE, IA 52544-8981
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 4, 2022Deed of Trust, Mortgage · Conventional Mortgage
VERIDIAN CU
Oct 15, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
VERIDIAN CREDIT UNION
Jun 18, 2019Warranty Deed, Transfer · Stand-Alone First Mortgage
IOWA TRUST & SAVINGS BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 18, 2019 · Amount on File
Deed SaleJun 18, 2019 · Amount on File
Deed Document Number20191030
Deed Book / Page2019 / 1030
Record UpdatedOct 29, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionAPPANOOSE IA
Property Address22945 465TH ST, CENTERVILLE, IA 52544-8981
Transaction TypeMortgage
Record UpdatedMar 30, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002022/254
DateFeb 4, 2022
Book Page2022/254
Instrument2022 254
Lender
NameVERIDIAN CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term300 Months
DueFeb 3, 2047
Interest
Rate TypeFixed Rate

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionAPPANOOSE IA
Property Address22945 465TH ST, CENTERVILLE, IA 52544-8981
Transaction TypeMortgage
Record UpdatedNov 13, 2019

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2019/1935
DateOct 15, 2019
Book Page2019/1935
Instrument1935
Lender
NameVERIDIAN CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount on Record

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionAPPANOOSE IA
Recording DateJun 18, 2019
Property Address22945 465TH ST, CENTERVILLE, IA 52544-8981
Document Number2019/1030
Book / Page2019 / 1030
Instrument DateJun 11, 2019
Instrument1030
Transaction TypeTransfer
Record UpdatedNov 2, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address22945 465TH ST, CENTERVILLE, IA 52544-8981
InvestorPossibly a Property Investor

Mortgage

Document Number02019/1031
DateJun 18, 2019
Book Page2019/1031
Instrument1031
Lender
NameIOWA TRUST & SAVINGS BANK
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 22945 465th St was $2,868, down 2.1% from the year before.

Source: Appanoose County assessment roll, as of October 20, 2026

Property Jurisdictions

TypeName
StateIowa
CountyAppanoose County
Unified School DistrictCenterville Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,868.00 (-2.12%)$247,320 (-) Land $31,150 Building $216,170$247,320 (-) Land $31,150 Building $216,170
2025$2,930.00$247,320 Land $31,150 Building $216,170$247,320 Land $31,150 Building $216,170
2024$2,930.00
2023$203,500 (+27.84%) Land $26,700 Building $176,800$203,500 Land $26,700 Building $176,800
2022$2,476.00$159,180 Land $22,250 Building $136,930
2021$159,180 Land $22,250 Building $136,930

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 22945 465th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 15, 2018

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 22945 465th St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · above 69% of Iowa
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRATHBUN REGIONAL WATER ASSN (RATHBUN)
private · serves 33,000 people · EPA ID IA0400900
Water SourceSurface water
Last State InspectionJun 2023
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Farmers Mutual Cooperative Telephone Company
Fiber
1,000 / 1,000
Lockridge Networks
Fixed Wireless
100 / 20

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