22944 Forest Ridge Dr, Estero, FL 33928 Property Records

Lee County property record for 22944 Forest Ridge Dr, Estero, FL 33928

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,693 sqft · built 1999
Lot Size	0.169 acres (7,344 sqft)
Owner	2 Individual Names on Record
Last Sale	$420,000 (Sep 2020)
Tax Bill	$4,344 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Nov 2022 Line of Credit + 2 more
Flood Zone	Zone X (moderate risk)
APN	`04-47-25-E4-2600A.0210`

Property Details

APN / Parcel Number

Primary APN	`04-47-25-E4-2600A.0210`
Alternative APNs	`250447E42600A0210` `044725260000A0210` `10441949`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,693 sqft Living Area
Gross Area	4,458 sqft
1st Floor Area	1,141 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2000
Architectural Style	Colonial
Exterior Material	Concrete Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	7,344 sqft (0.169 acres)
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	1 sqft
Porch	Florida Room
Porch Area	336 sqft
Patio Area	784 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10441949
Street Address	22944 FOREST RIDGE DR
City	ESTERO
State	FL
Zip	33928-4327
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MARSH LANDING PH II PB 60 PG 92 BLK A LOT 21
Legal Range	25E
Legal Township	47S
Legal Section	04
Legal Subdivision	MARSH LANDING
Legal Phase	2
Legal Tract	E4
Legal Block	A
Legal Lot Number	21
Jurisdiction	LEE FL
Township / Civil Division	BONITA SPRINGS
Census Block Group	2
Census Block	2001
Census Tract	50320

Owner

Source: Lee County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	22944 FOREST RIDGE DR, ESTERO, FL 33928-4327
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2026	Deed of Trust, Mortgage · Line of Credit FINANCE OF AMERICA REVERSE LLC
Nov 17, 2022	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Jun 17, 2019	Deed of Trust, Mortgage · Commercial Mortgage FIRST BANK
Sep 23, 2020	Warranty Deed, Transfer HEIGHTS TITLE SERVICES LLC, HEIGHTS TITLE SVCS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2020 · Amount on Record
Deed Sale	Sep 23, 2020 · Amount on Record
Prior Sale	May 7, 2003 · Amount on Record
Deed Document Number	2020227932
Record Updated	Jun 8, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Recording Date	Apr 1, 2026
Property Address	22944 FOREST RIDGE DR, ESTERO, FL 33928-4327
Document Number	0000082746
Instrument Date	Mar 25, 2026
Instrument	202682746
Transaction Type	Mortgage
Record Updated	Jul 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22944 FOREST RIDGE DR, ESTERO, FL 33928-4327

Mortgage

Document Number	0000082746,
Date	Apr 1, 2026
Instrument	202682746

Lender

Name	FINANCE OF AMERICA REVERSE LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	953 Months
Due	Sep 3, 2105

Interest

Rate Type	Adjustable Rate
Rate	5.98%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	22944 FOREST RIDGE DR, ESTERO, FL 33928-4327
Transaction Type	Mortgage
Record Updated	Nov 29, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000349821
Date	Nov 17, 2022
Instrument	2022000349821

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 7, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	22944 FOREST RIDGE DR, ESTERO, FL 33928-4327
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000141435
Date	Jun 17, 2019
Instrument	2019000141435

Lender

Name	FIRST BANK
Type	Bank
Address	FORT MYERS, FL 33905

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jun 10, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Sep 23, 2020
Property Address	22944 FOREST RIDGE DR, ESTERO, FL 33928-4327
Document Number	0000227932
Instrument Date	Sep 16, 2020
Instrument	227932
Transaction Type	Transfer
Record Updated	Oct 15, 2020
Title Company	HEIGHTS TITLE SERVICES LLC, HEIGHTS TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Tax	$2,940.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	22944 FOREST RIDGE DR ESTERO FL 339284327, ESTERO, FL 33928-4327

Tax Assessment & Valuation

Source: Lee County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Municipality	Estero Village
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,344.00 (+7.05%) Homeowner's exemption	$345,707 (+5.99%)	$591,423 (+42.84%) Land $89,867 Building $501,556
2023	$4,058.00 (-0.49%) Homeowner's exemption	$326,179 (+3%)	$414,042 (+16.49%) Land $158,402 Building $255,640
2022	$4,078.00 Homeowner's exemption	$316,679	$355,432 Land $81,457 Building $273,975

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 105 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	221 units insured incl. 116 condo units
Nearby Flood Claims	3 (2017–2022)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 64% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BONITA SPRINGS UTILITIES serves 76,033 people · EPA ID FL5360025
Water Source	Groundwater
Last State Inspection	May 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Summit Broadband, Verizon.

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