22944 Ester Ridge Rd, Sunman, IN 47041 Property Records

Dearborn County property record for 22944 Ester Ridge Rd, Sunman, IN 47041

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,440 sqft · built 1994
Lot Size	25 acres (1,092,964 sqft)
Owner	Individual Name on Record
Last Sale	$369,900 (Sep 2020)
Tax Bill	$1,839 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`024-000188-01`

Property Details

APN / Parcel Number

Primary APN	`024-000188-01`
Alternative APNs	`15-05-09-200-001.002-024` `050920000100214` `00000027677`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,440 sqft Living Area
1st Floor Area	1,440 sqft
Basement Area	1,440 sqft
Finished Basement	1,440 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Construction Type	Brick
Roof Material	Asphalt
Lot Area	1,092,964 sqft (25 acres)
Terrain	Rolling
Lean-To	1,392 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00000027677
Street Address	22944 ESTER RIDGE RD
City	SUNMAN
State	IN
Zip	47041-8722
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	10-01-01 N1/2 NW 9-6-2 25.091A
Jurisdiction	DEARBORN IN
Township / Civil Division	YORK
Census Block Group	2
Census Block	2009
Census Tract	80101

Owner

Source: Dearborn County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	22944 ESTER RIDGE RD, SUNMAN, IN 47041-8722
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2024	Deed of Trust, Mortgage · Line of Credit FCN BANK NA
Sep 24, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage FCN BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 24, 2020 · Amount on Record
Deed Sale	Sep 24, 2020 · Amount on Record
Deed Document Number	20207121
Prior Transfer Date	Feb 3, 2015
Prior Transfer Doc	2015000736
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEARBORN IN
Property Address	22944 ESTER RIDGE RD, SUNMAN, IN 47041-8722
Transaction Type	Mortgage
Record Updated	Feb 6, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2024000213
Date	Jan 16, 2024
Instrument	2024000213

Lender

Name	FCN BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Dec 9, 2033

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DEARBORN IN
Recording Date	Sep 24, 2020
Property Address	22944 ESTER RIDGE RD, SUNMAN, IN 47041-8722
Document Number	2020007121
Instrument Date	Sep 23, 2020
Instrument	2020007121
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020007122
Date	Sep 24, 2020
Instrument	2020007122

Lender

Name	FCN BANK NA

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Dearborn County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Dearborn County
County Subdivision	York Township
Unified School District	Sunman-Dearborn Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,839.00 (-9.23%) Homeowner's exemption	$204,300 (+15.1%) Land $65,800 Building $138,500	$204,300 (+15.1%) Land $65,800 Building $138,500
2024	$2,026.00 (+10.05%)
2023	$1,841.00 (+3.2%)	$177,500 (-0.67%) Land $62,100 Building $115,400	$177,500 (-0.67%) Land $62,100 Building $115,400
2022	$1,784.00	$178,700 Land $55,300 Building $123,400	$178,700 Land $55,300 Building $123,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	8 (1995–2021)
Claims Outside the SFHA	5 of 8
Most Recent Claim	Jun 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Great Plains Communications Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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