22940 Bays Chapel Rd, Richards, TX 77873 Property Records

Montgomery County property record for 22940 Bays Chapel Rd, Richards, TX 77873

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,790 sqft · built 1995
Lot Size	1.25 acres (54,624 sqft)
Owner	Individual Name on File
Tax Bill	$451 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0377-01-01200`

Property Details

APN / Parcel Number

Primary APN	`0377-01-01200`
Alternative APN	`R48553`

Interior

Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,790 sqft Living Area
1st Floor Area	2,790 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Masonry
Roof Material	Composition Shingle
Lot Area	54,624 sqft
View / Lot	Secondary
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	349 sqft
Shed	1 Shed
Shed Area	80 sqft
Canopy	625 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	22940 BAYS CHAPEL RD
City	RICHARDS
State	TX
Zip	77873-2108
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	3
Legal Description	A0377 - MCARTHUR JOHN, TRACT 8A-1, 12-A, (SPLIT FOR AG), ACRES 1.254
Legal Subdivision	MCARTHUR JOHN
Legal Tract	8A-1
Jurisdiction	MONTGOMERY TX
Township / Civil Division	MONTGOMERY
Census Block Group	1
Census Block	1002
Census Tract	694700

Owner

22940 Bays Chapel Rd is owned and occupied by an individual who acquired it in September 1982.

Source: Montgomery County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	22940 BAYS CHAPEL RD, RICHARDS, TX 77873-2108
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 9, 2017	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 1982
Deed Sale	Sep 1, 1982
Deed Document Number	19828732150
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	22940 BAYS CHAPEL RD, RICHARDS, TX 77873-2108
Transaction Type	Mortgage
Record Updated	Aug 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22940 BAYS CHAPEL RD, RICHARDS, TX 77873-2108

Mortgage

Document Number	0000075746
Date	Aug 11, 2023
Instrument	2023075746

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	22940 BAYS CHAPEL RD, RICHARDS, TX 77873-2108
Document Number	0000051640
Instrument Date	Jun 9, 2017
Transaction Type	Mortgage
Record Updated	Jul 18, 2017
Title Company	OTHER

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22940 BAYS CHAPEL RD RICHARDS TX 778732108, RICHARDS, TX 77873-2108

Mortgage

Document Number	0000051640
Date	Jun 15, 2017
Instrument	51640

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 14, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 22940 Bays Chapel Rd was $451 with exemptions applied, up 4.2% from the year before.

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Montgomery County
Unified School District	Richards Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$221,917 (+1%)	$230,434 (-0.01%) Land $25,080 Building $205,354
2025	$451.00 (+4.16%) Homeowner's exemption Senior Citizen's exemption	$201,743 (+1%) Land $25,080 Building $205,381	$230,461 (+15.79%) Land $25,080 Building $205,381
2024	$433.00 (+4.84%) Homeowner's exemption Senior Citizen's exemption	$183,403 (+1%) Land $25,080 Building $173,947	$199,027 (+13.73%) Land $25,080 Building $173,947
2023	$413.00 Homeowner's exemption	$166,730 Land $25,080 Building $149,920	$175,000 Land $25,080 Building $149,920

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 22940 Bays Chapel Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	18 (1983–2024)
Claims Outside the SFHA	9 of 18
Most Recent Claim	Apr 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Hurricane Harvey, Aug 2017 · 6 claims Severe Thunderstorms And Flooding, Oct 1994 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 22940 Bays Chapel Rd is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 62% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
MidSouth Fiber Internet Fiber	2,000 / 1,000

Cell Coverage

No cell data coverage reported

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