2294 River Rd, Niagara Falls, NY 14304 Property Records

Niagara County and Wheatfield Town property record for 2294 River Rd, Niagara Falls, NY 14304

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,318 sqft · built 1941
Lot Size0.46 acres (20,036 sqft)
OwnerIndividual Name on Record
Last Sale$235,000 (Apr 2023)
Tax Bill$4,819 (2025)
Deeds & MortgagesApr 2023 Sale & Mortgage
Feb 2021 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN294000 175.09-1-24.12

Property Details

APN / Parcel Number

Primary APN294000 175.09-1-24.12

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,318 sqft Living Area
1st Floor Area1,318 sqft

Exterior

Year BuiltBuilt 1941
Effective Year BuiltEffective 1941
Architectural StyleRanch
Exterior MaterialWood
Lot Area20,036 sqft (0.46 acres)
Lot Dimensions187 ft deep x 107 ft wide
Garage TypeAttached
Garage Area336 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area108 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address2294 RIVER RD
CityNIAGARA FALLS
StateNY
Zip14304-3712
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionMILE RESERVE
Legal Block1
Legal Lot Number24.012
JurisdictionNIAGARA NY
Township / Civil DivisionWHEATFIELD
Census Block Group1
Census Block1011
Census Tract22714

Owner

Source: Niagara County and Wheatfield Town records, as of April 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2294 RIVER RD, NIAGARA FALLS, NY 14304-3712
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 6, 2023Warranty Deed, Transfer · FHA Mortgage
M & T BANK
Feb 11, 2021Warranty Deed, Transfer · Conventional Mortgage
HOMESTEAD FUNDING CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 6, 2023 · Amount on Record
Deed SaleApr 6, 2023 · Amount on Record
Deed Document Number20235000
Record UpdatedJun 8, 2026

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNIAGARA NY
Recording DateApr 6, 2023
Property Address2294 RIVER RD, NIAGARA FALLS, NY 14304-3712
Document Number0000005000
Map ReferenceMB 33 PG 3243
Instrument DateMar 23, 2023
Instrument2023-05000
Transaction TypeTransfer
Record UpdatedApr 24, 2023
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$940.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2294 RIVER RD, NIAGARA FALLS, NY 14304-3712

Transferred To (Grantee/Buyer)

NameVerified Name
Address481 DUANE DR, NORTH TONAWANDA, NY 14120-4138

Mortgage

Document Number0000005001
DateApr 6, 2023
Instrument2023-05001
Lender
NameM & T BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2053

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNIAGARA NY
Recording DateFeb 11, 2021
Property Address2294 RIVER RD, NIAGARA FALLS, NY 14304-3712
Document Number0000002961
Instrument DateFeb 10, 2021
Instrument2021-02961
Transaction TypeTransfer
Record UpdatedJul 11, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$660.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2292 RIVER RD, NORTH TONAWANDA, NY 14120

Transferred To (Grantee/Buyer)

NameVerified Name
Address175 SAXTON ST, LOCKPORT, NY 14094-4911

Mortgage

Document Number0000002962
DateFeb 11, 2021
Instrument2021-02962
Lender
NameHOMESTEAD FUNDING CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

Tax Assessment & Valuation

Source: Niagara County and Wheatfield Town assessment roll, as of April 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyNiagara County
County SubdivisionWheatfield Town
Unified School DistrictNiagara-Wheatfield Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,819.00$78,000 (-) Land $35,000 Building $43,000$216,700 (+11.13%) Land $97,237 Building $119,463
2023$78,000 (-) Land $35,000 Building $43,000$195,000 (+15%) Land $87,500 Building $107,500
2022$78,000 Land $35,000 Building $43,000$169,565 Land $76,087 Building $93,478

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation569.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 17 policies
Nearby Flood Policies17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 93% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWHEATFIELD WD
serves 18,117 people · EPA ID NY3100585
Water SourcePurchased surface water from NIAGARA COUNTY WATER DISTRICT
Last State InspectionJun 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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