Berrien County property record for 2294 E Clear Lake Rd, Buchanan, MI 49107
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,005 sqft · built 2005 |
| Lot Size | 1.5 acres (65,340 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $285,000 (May 2020) |
| Tax Bill | $3,263 (2025) |
| Deeds & Mortgages | Sep 2017 Mortgage Nov 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-0028-0018-11-5 |
| Primary APN | 06-0028-0018-11-5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,005 sqft Living Area |
| 1st Floor Area | 1,324 sqft |
| Basement Area | 1,324 sqft |
| Unfinished Basement | 1,324 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Lot Area | 65,340 sqft (1.5 acres) |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2294 E CLEAR LAKE RD |
|---|---|
| City | BUCHANAN |
| State | MI |
| Zip | 49107-8486 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | BEG 1324.54' E & 989.7' N00DEG31'E OF S1/4 PST SEC 28 T7S R18W TH N89DEG29'W 326.7' TH S00DEG31'W 200' TH S89DEG29'E 326.7' TH N00DEG31'E 200' TO POB |
| Legal Range | 18W |
| Legal Township | 07S |
| Legal Section | 28 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | BUCHANAN |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 20100 |
Source: Berrien County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2294 E CLEAR LAKE RD, BUCHANAN, MI 49107-8486 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 26, 2017 | Deed of Trust, Mortgage · Conventional Mortgage UNITED FCU |
| Nov 1, 2017 | Deed of Trust, Mortgage UNITED FCU |
| May 12, 2020 | Warranty Deed, Transfer · Conventional Mortgage HONOR CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 12, 2020 · Amount on Record |
| Deed Sale | May 12, 2020 · Amount on Record |
| Prior Sale | May 12, 2020 · Amount on Record |
| Deed Book / Page | 3274 / 2885 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 2294 E CLEAR LAKE RD, BUCHANAN, MI 49107-8486 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 03184/1520 |
|---|---|
| Date | Sep 26, 2017 |
| Book Page | 3184/1520 |
| Instrument | 3184-1520 |
| Name | UNITED FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT JOSEPH, MI 49085 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 2294 E CLEAR LAKE RD, BUCHANAN, MI 49107-8486 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 03188/0987 |
|---|---|
| Date | Nov 1, 2017 |
| Book Page | 3188/0987 |
| Instrument | 3188-0987 |
| Name | UNITED FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT JOSEPH, MI 49085 |
| Amount | Amount Recorded |
|---|---|
| Term | 119 Months |
| Due | Oct 25, 2027 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | May 12, 2020 |
| Property Address | 2294 E CLEAR LAKE RD, BUCHANAN, MI 49107-8486 |
| Document Number | 03274/2885 |
| Book / Page | 3274 / 2885 |
| Instrument Date | May 11, 2020 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,451.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2294 E CLEAR LAKE RD, BUCHANAN, MI 49107-8486 |
| Name | Verified Name |
|---|---|
| Address | 2294 E CLEAR LAKE RD, BUCHANAN, MI 49107-8486 |
| Document Number | 0032742887 |
|---|---|
| Date | May 12, 2020 |
| Instrument | 3274/2887 |
| Name | HONOR CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
Source: Berrien County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| County Subdivision | Buchanan Township |
| Unified School District | Buchanan Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $212,900 (+54.61%) | $425,800 (+54.61%) | |
| 2025 | $3,263.00 (+7.12%) | ||
| 2023 | $137,700 | $275,400 | |
| 2022 | $3,046.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2010 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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