22934 Lone Oak Dr, Estero, FL 33928 Property Records

Lee County property record for 22934 Lone Oak Dr, Estero, FL 33928

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,298 sqft · built 1998
Lot Size	0.105 acres (4,580 sqft)
Owner	2 Individual Names on File
Last Sale	$208,000 (Dec 2018)
Tax Bill	$2,164 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Dec 2018 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`04-47-25-E4-23007.0102`

Property Details

APN / Parcel Number

Primary APN	`04-47-25-E4-23007.0102`
Alternative APNs	`250447E4230070102` `04472523000070102` `10442723`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,298 sqft Living Area
1st Floor Area	1,298 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Condo/Apartment
Lot Area	4,580 sqft (0.105 acres)
View / Lot	Corner
Garage Type	Attached
Garage Area	256 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	182 sqft

Location & Zoning

Account Number	10442723
Street Address	22934 LONE OAK DR
City	ESTERO
State	FL
Zip	33928-4328
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	MARSH LANDING TOWNHOUSE CONDO II DESC IN OR 2927 PG 2425 PH 7 BLDG 7 UNIT 102
Legal Range	25E
Legal Township	47S
Legal Section	04
Legal Subdivision	MARSH LANDING TOWNHOUSE CONDO
Legal Phase	7
Legal Tract	23
Legal Block	2
Legal Lot Number	102
Legal Unit	102
Jurisdiction	LEE FL
Township / Civil Division	BONITA SPRINGS
Census Block Group	2
Census Block	2005
Census Tract	50320

Owner

Source: Lee County records, as of July 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	22934 LONE OAK DR, ESTERO, FL 33928-4328
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Dec 13, 2018	Warranty Deed, Transfer · Conventional with PMI GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 13, 2018 · Amount on File
Deed Sale	Dec 13, 2018 · Amount on File
Prior Sale	Sep 9, 2002 · Amount on File
Deed Document Number	2018291810
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	22934 LONE OAK DR, ESTERO, FL 33928-4328
Transaction Type	Mortgage
Record Updated	Oct 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22934 LONE OAK DR 102, 102, ESTERO, FL 33928-4328

Mortgage

Document Number	0000257837
Date	Aug 4, 2021
Instrument	2021000257837

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Dec 13, 2018
Property Address	22934 LONE OAK DR, ESTERO, FL 33928-4328
Document Number	0000291810
Instrument Date	Dec 12, 2018
Instrument	291810
Transaction Type	Transfer
Record Updated	Feb 13, 2019
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,456.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	22934 LONE OAK DR ESTERO FL 339284328, ESTERO, FL 33928-4328

Mortgage

Document Number	291811
Date	Dec 13, 2018
Instrument	291811

Lender

Name	GUARANTEED RATE AFFINITY LLC
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 12, 2048

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Municipality	Estero Village
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$183,105 (+2.7%) Building $183,105	$221,917 (-21.86%) Building $221,917
2025	$2,164.00 (+8.69%) Homeowner's exemption	$178,291 (+5.99%) Building $178,291	$283,998 (-9.69%) Building $283,998
2023	$1,991.00 (-3.11%) Homeowner's exemption	$168,219 (+3%)	$314,486 (+38.32%) Building $314,486
2022	$2,055.00 Homeowner's exemption	$163,319	$227,369 Building $227,369

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 105 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	221 units insured incl. 116 condo units
Nearby Flood Claims	3 (2017–2022)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BONITA SPRINGS UTILITIES serves 76,033 people · EPA ID FL5360025
Water Source	Groundwater
Last State Inspection	May 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Summit Broadband Fiber	40,000 / 40,000
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Hotwire Communications, T-Mobile, Verizon.

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