Elkhart County property record for 22933 Elm Dr, Elkhart, IN 46516
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,232 sqft · built 1982 |
| Lot Size | 0.62 acres (27,007 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,089 (2024) |
| Deeds & Mortgages | Sep 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-06-12-151-009.000-009 |
| Primary APN | 20-06-12-151-009.000-009 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,232 sqft Living Area |
| Gross Area | 3,052 sqft |
| 1st Floor Area | 1,232 sqft |
| Basement Area | 1,232 sqft |
| Game Room | Game Room |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Exterior Material | Combination |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 27,007 sqft (0.62 acres) |
| Lot Dimensions | 262 ft deep x 103 ft wide |
| Garage Type | Attached |
| Garage Area | 588 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 108 sqft |
| Patio Area | 374 sqft |
| Shed | 1 Shed |
| Shed Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 22933 ELM DR |
|---|---|
| City | ELKHART |
| State | IN |
| Zip | 46516-9174 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ZO01 |
| Legal Description | FERN DELLS LOT 4 |
| Legal Subdivision | FERN DELLS |
| Legal Block | 151 |
| Legal Lot Number | 4 |
| Jurisdiction | ELKHART IN |
| Township / Civil Division | CONCORD |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 1902 |
22933 Elm Dr is owned and occupied by two individuals who acquired it in October 2024.
Source: Elkhart County records, as of December 29, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 22933 ELM DR, ELKHART, IN 46516-9174 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Oct 9, 2024 |
| Transfer Doc | 0000006854 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKHART IN |
| Property Address | 22933 ELM DR, ELKHART, IN 46516-9174 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000020228 |
|---|---|
| Date | Sep 20, 2017 |
| Instrument | 2017-20228 |
| Name | TEACHERS CU |
|---|---|
| Type | Credit Union |
| Address | SOUTH BEND, IN 46617 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2047 |
Source: Elkhart County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Elkhart County |
| County Subdivision | Concord Township |
| Unified School District | Concord Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $247,000 (+12.53%) Land $17,500 Building $229,500 | $247,000 (+12.53%) Land $17,500 Building $229,500 | |
| 2024 | $2,089.00 | $219,500 (+6.19%) Land $17,500 Building $202,000 | $219,500 (+6.19%) Land $17,500 Building $202,000 |
| 2023 | $206,700 (+6.33%) Land $17,500 Building $189,200 | $206,700 (+6.33%) Land $17,500 Building $189,200 | |
| 2022 | $1,954.00 Homeowner's exemption | $194,400 Land $17,500 Building $176,900 | $194,400 Land $17,500 Building $176,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 22933 Elm Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 6 (1979–2005) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Jan 2005 · Severe Winter Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 22933 Elm Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 68% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELKHART PUBLIC WORKS AND UTILITIES serves 46,455 people · EPA ID IN5220008 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Frontier, Mercury Fiber, Surf Internet.
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