22932 Midvale St, Smithsburg, MD 21783 Property Records

Washington County property record for 22932 Midvale St, Smithsburg, MD 21783

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,596 sqft · built 1850
Lot Size	0.75 acres (32,670 sqft)
Owner	Individual Name on Record
Tax Bill	$3,348 (2026)
Deeds & Mortgages	Dec 2017 Line of Credit Jun 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-010114`

Property Details

APN / Parcel Number

Primary APN	`14-010114`
Alternative APN	`010114`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	2,596 sqft Total Area

Exterior

Year Built	Built 1850
Effective Year Built	Effective 1850
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	32,670 sqft (0.75 acres)
Garage Type	Detached
Garage Area	684 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	816 sqft
Shed	1 Shed
Shed Area	1,500 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	010114
Street Address	22932 MIDVALE ST
City	SMITHSBURG
State	MD
Zip	21783-1100
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RV
Legal Description	LOT .75 ACRE 22932 MIDVALE ST
Legal Subdivision	FATHERS GOOD WILL
Jurisdiction	WASHINGTON MD
Township / Civil Division	14, RINGGOLD
Census Block Group	1
Census Block	1021
Census Tract	10200

Owner

Source: Washington County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	22932 MIDVALE ST, SMITHSBURG, MD 21783-1100
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2017	Deed of Trust, Mortgage · Line of Credit CNB BANK INC
Jun 4, 2019	Deed of Trust, Mortgage · Line of Credit CNB BANK INC
Nov 18, 2019	Deed of Trust, Mortgage · Line of Credit CNB BANK INC
Apr 24, 2020	Deed of Trust, Mortgage · Line of Credit CNB BANK INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 31, 2006
Transfer Doc	0031440607
Record Updated	Oct 29, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	22932 MIDVALE ST, SMITHSBURG, MD 21783-1100
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056540263
Date	Dec 13, 2017
Book Page	5654/0263
Instrument	5654-0263

Lender

Name	CNB BANK INC
Type	Bank
Address	BERKELEY SPRINGS, WV 25411

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Nov 24, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	22932 MIDVALE ST, SMITHSBURG, MD 21783-1100
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0059890073
Date	Jun 4, 2019
Book Page	5989/0073

Lender

Name	CNB BANK INC
Type	Bank
Address	BERKELEY SPRINGS, WV 25411

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	May 3, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	22932 MIDVALE ST, SMITHSBURG, MD 21783-1100
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0061150405
Date	Nov 18, 2019
Book Page	6115/0405

Lender

Name	CNB BANK INC
Type	Bank
Address	BERKELEY SPRINGS, WV 25411

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Oct 30, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	22932 MIDVALE ST, SMITHSBURG, MD 21783-1100
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0062340059
Date	Apr 24, 2020
Book Page	6234/59

Lender

Name	CNB BANK INC
Type	Bank
Address	BERKELEY SPRINGS, WV 25411

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 17, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,348.00 (+14.7%)	$312,933 (+14.94%)	$353,600 (-) Land $71,300 Building $282,300
2025	$2,919.00 (+17.32%)	$272,267 (+26.24%)	$353,600 (+52.68%) Land $71,300 Building $282,300
2024	$2,488.00 (+10.97%)
2023	$2,242.00	$215,667	$231,600 Land $71,300 Building $160,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Cable	1,300 / 50
PA.net Fixed Wireless · not low latency	200 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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