22931 Palm Trail Dr, Katy, TX 77494 Property Records

Harris County property record for 22931 Palm Trail Dr, Katy, TX 77494

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,760 sqft · built 1998
Lot Size	0.161 acres (7,006 sqft)
Owner	Company Name on File
Last Sale	$235,000 (Apr 2017)
Tax Bill	$6,973 (2025)
Deeds & Mortgages	May 2020 Loan Modification Jan 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`117-889-005-0008`

Property Details

APN / Parcel Number

Primary APN	`117-889-005-0008`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,760 sqft Living Area
1st Floor Area	1,632 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Traditional
Exterior Material	Brick/Masonry
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	7,006 sqft (0.161 acres)
View / Lot	Primary
Garage Area	252 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	320 sqft
Porch	Open Concrete/Masonry Porch
Porch Area	30 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1178890050008
Street Address	22931 PALM TRAIL DR
City	KATY
State	TX
Zip	77494-3529
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 8 BLK 5 HERITAGE SQUARE SEC 2
Legal Subdivision	HERITAGE SQUARE SEC 2
Legal Block	5
Legal Lot Number	8
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	2
Census Block	2013
Census Tract	455102

Owner

22931 Palm Trail Dr is owned by a company that bought it in April 2017.

Source: Harris County records, as of October 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	3225 MCLEOD DR, 100, LAS VEGAS, NV 89121-2257
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
May 1, 2020	Loan Modification, Mortgage BP FCU
Jan 15, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Apr 7, 2017	Gift Deed, Transfer · ARM BP FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 7, 2017 · Amount on File
Deed Sale	Apr 7, 2017 · Amount on File
Prior Sale	Nov 21, 2016 · Amount on File
Deed Document Number	2017148894
Prior Transfer Date	Apr 6, 2017
Prior Transfer Doc	0000148894
Record Updated	Oct 29, 2026

May 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HARRIS TX
Property Address	22931 PALM TRAIL DR, KATY, TX 77494-3529
Document Number	0000246158
Instrument Date	May 1, 2020
Transaction Type	Mortgage
Record Updated	Jun 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22931 PALM TRAIL DR KATY TX 774943529, KATY, TX 77494-3529

Mortgage

Document Number	0000246158
Date	Jun 9, 2020
Instrument	246158

Lender

Name	BP FCU
Type	Credit Union

Agreement

Amount	Amount on Record

Interest

Rate	3.62%

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Jan 15, 2019
Property Address	22931 PALM TRAIL DR, KATY, TX 77494-3529
Document Number	0000017999
Instrument Date	Jan 10, 2019
Instrument	17999
Transaction Type	Transfer
Record Updated	Jan 25, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3225 MCLEOD DR #100 LAS VEGAS NV 891212257, 100, LAS VEGAS, NV 89121-2257

April 2017: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	HARRIS TX
Recording Date	Apr 7, 2017
Property Address	22931 PALM TRAIL DR, KATY, TX 77494-3529
Document Number	0000148894
Map Reference	FILE358036
Instrument Date	Apr 6, 2017
Instrument	20170148894
Transaction Type	Transfer
Record Updated	Feb 7, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 940309, HOUSTON, TX 77094-7309

Mortgage

Document Number	0000148895
Date	Apr 7, 2017
Instrument	20170148895

Lender

Name	BP FCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	May 1, 2022
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	5.25%
Index	1-Year LIBOR
Max Rate	8.25%

Tax Assessment & Valuation

The 2025 property tax bill for 22931 Palm Trail Dr was $6,973, down 12.6% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$349,486 (-7.48%) Land $82,927 Building $266,559	$349,486 (-7.48%) Land $82,927 Building $266,559
2025	$6,973.00 (-12.56%)	$377,741 Land $82,927 Building $294,814	$377,741 Land $82,927 Building $294,814
2024	$7,975.00
2023		$377,632 Land $63,232 Building $314,400	$377,632 Land $63,232 Building $314,400
2022	$6,625.00
2020	$5,161.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 22931 Palm Trail Dr in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 101 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	101 in force
Nearby Flood Claims	11 (1981–2019)
Claims Outside the SFHA	11 of 11
Most Recent Claim	Sep 2019 · Tropical Storm Imelda
Claims by Event	Hurricane Harvey, Aug 2017 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 22931 Palm Trail Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CIMARRON MUD serves 19,338 people · EPA ID TX1011410
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ezee Fiber Fiber	8,000 / 8,000
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, AT&T.

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