2293 Reef Ct, Discovery Bay, CA 94505 Property Records

Contra Costa County property record for 2293 Reef Ct, Discovery Bay, CA 94505

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,365 sqft · built 1987
Lot Size	0.163 acres (7,080 sqft)
Owner	2 Company Names on File
Last Sale	$1,399,000 (Dec 2022)
Tax Bill	$17,730 (2025)
Deeds & Mortgages	Mar 2026 Transfer Dec 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`008-160-007-4`

Property Details

APN / Parcel Number

Primary APN	`008-160-007-4`
Alternative APN	`008-160-007`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,365 sqft Living Area
1st Floor Area	2,365 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1993
Lot Area	7,080 sqft (0.163 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	2293 REEF CT
City	DISCOVERY BAY
State	CA
Zip	94505-9247
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P1
Legal Description	T6561 L105
Legal Subdivision	DISCOVERY BAY SUB 6561
Legal Tract	6561
Legal Lot Number	105
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	EAST CONTRA COSTA
Census Block Group	1
Census Block	1008
Census Tract	304004

Owner

2293 Reef Ct is owned by a company that bought it in December 2022.

Source: Contra Costa County records, as of September 10, 2026

Owner of Record	2 Company Names on File
Mailing Address	2293 REEF CT, DISCOVERY BAY, CA 94505-9247
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2026	Intrafamily Transfer, Transfer
Dec 5, 2022	Grant Deed, Transfer · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA
Dec 2, 2020	Grant Deed, Transfer · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2022 · Amount on File
Deed Sale	Dec 5, 2022 · Amount on File
Prior Sale	Dec 2, 2020 · Amount on File
Deed Document Number	2022180572
Prior Transfer Date	Feb 24, 2014
Prior Transfer Doc	0000030431
Record Updated	Oct 29, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Mar 13, 2026
Property Address	2293 REEF CT, DISCOVERY BAY, CA 94505-9247
Document Number	0000024686
Map Reference	MB 291 PG 39
Instrument Date	Mar 12, 2026
Instrument	2026- 024686
Transaction Type	Transfer
Record Updated	Mar 26, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2293 REEF CT, DISCOVERY BAY, CA 94505-9247

December 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Dec 5, 2022
Property Address	2293 REEF CT, DISCOVERY BAY, CA 94505-9247
Document Number	0000180572
Map Reference	MB 291 PG 39
Instrument Date	Nov 29, 2022
Instrument	2022-180572
Transaction Type	Transfer
Record Updated	Dec 13, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1071 OAK HILL RD, LAFAYETTE, CA 94549-3136

Mortgage

Document Number	0000180573
Date	Dec 5, 2022
Instrument	2022-180573

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Dec 2, 2020
Property Address	2293 REEF CT, DISCOVERY BAY, CA 94505-9247
Document Number	0000294312
Map Reference	MB 291 PG 39
Instrument Date	Nov 18, 2020
Instrument	2020-294312
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2293 REEF CT, DISCOVERY BAY, CA 94505-9247

Mortgage

Document Number	0000294313
Date	Dec 2, 2020
Instrument	2020-294313

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2293 Reef Ct was $17,730.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Elementary School District	Byron Union Elementary School District (KG - 08)
Secondary School District	Liberty Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,484,629 (+2%) Land $562,440 Building $922,189
2025	$17,730.00	$1,455,519 Land $551,412 Building $904,107
2023	$16,753.00 (+36.28%)	$1,399,000 Land $530,000 Building $869,000
2022	$12,293.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2293 Reef Ct in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (1995)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1995 · Severe Winter Storms, Flooding, Landslides, Mud Flows

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2293 Reef Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF DISCOVERY BAY serves 16,790 people · EPA ID CA0710009
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Matrix Broadband.

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