22928 Copper Tree Ter, Ashburn, VA 20148 Property Records

Loudoun County property record for 22928 Copper Tree Ter, Ashburn, VA 20148

Property Summary

Property Type	Townhouse
Details	3 bd · 3.5 ba · 2,886 sqft · built 2024
Lot Size	0.05 acres (2,178 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,707 (2026)
Deeds & Mortgages	Nov 2025 Mortgage May 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`200-38-3761-000`

Property Details

APN / Parcel Number

Primary APN	`200-38-3761-000`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,886 sqft Living Area

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Townhouse
Exterior Material	Brick/Stone
Lot Area	2,178 sqft (0.05 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	22928 COPPER TREE TER
City	ASHBURN
State	VA
Zip	20148-5207
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PDH4
Legal Description	BRAMBLETON LANDBAY 1A SEC.34 LOT 4278 202301110001259/60P
Legal Subdivision	BRAMBLETON LANDBAY 1A
Legal Lot Number	4278
Jurisdiction	LOUDOUN VA
Township / Civil Division	BLUE RIDGE
Census Block Group	2
Census Block	2012
Census Tract	611026

Owner

Source: Loudoun County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	22928 COPPER TREE TER, ASHBURN, VA 20148-5207
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2025	Deed of Trust, Mortgage · Conventional Mortgage EDUCATIONAL SYSTEMS FCU
May 1, 2024	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Nov 9, 2023	Special Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2024
Deed Sale	May 1, 2024
Prior Sale	Nov 9, 2023 · Amount on Record
Deed Document Number	202417574
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	22928 COPPER TREE TER, ASHBURN, VA 20148-5207
Transaction Type	Mortgage
Record Updated	Nov 24, 2025
Title Company	UNKNOWN, BRENNAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22928 COPPER TREE TER, ASHBURN, VA 20148-5207

Mortgage

Document Number	0000054821
Date	Nov 10, 2025
Instrument	20251110-0054821

Lender

Name	EDUCATIONAL SYSTEMS FCU
Type	Credit Union
Address	GREENBELT, MD 20768

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Dec 1, 2030
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	6.37%
Index	1-Year CMT
Max Rate	9.37%

May 2024: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	LOUDOUN VA
Recording Date	May 1, 2024
Property Address	22928 COPPER TREE TER, ASHBURN, VA 20148-5207
Document Number	0000017574
Instrument Date	May 1, 2024
Instrument	202405010017574
Transaction Type	Subdivision Related Transfer
Record Updated	May 15, 2024
Title Company	FIRST AMERICAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22928 COPPER TREE TER, ASHBURN, VA 20148-5207

Mortgage

Document Number	0000017575
Date	May 1, 2024
Instrument	202405010017575

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

November 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LOUDOUN VA
Recording Date	Nov 9, 2023
Property Address	22928 COPPER TREE TER, ASHBURN, VA 20148
Document Number	0000045280
Instrument Date	Nov 9, 2023
Instrument	202311090045280
Transaction Type	Transfer
Record Updated	Dec 6, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,707.00 (+2.76%)	$833,210 (+2.75%) Land $260,000 Building $573,210	$833,210 (+2.75%) Land $260,000 Building $573,210
2025	$6,527.00	$810,900 Land $250,000 Building $560,900	$810,900 Land $250,000 Building $560,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	980 / 880

May also be available: T-Mobile, Xfinity.

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