Arenac County property record for 2292 Spencer Rd, Sterling, MI 48659 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Lot Size | 19 acres (827,640 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,018 (2025) |
| Deeds & Mortgages | Jun 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-0-027-400-005-00 |
| Primary APN | 001-0-027-400-005-00 |
|---|
| Lot Area | 827,640 sqft (19 acres) |
|---|
| Heating System | Forced Air with A/C |
|---|
| Street Address | 2292 SPENCER RD |
|---|---|
| City | STERLING |
| State | MI |
| Zip | 48659-9618 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T19N R3E SEC 27 N 1/2 OF NE 1/4 OF SE 1/4. EXC 1 SQUARE ACRE IN NE COR ACRES = 19.00 |
| Legal Range | 03E |
| Legal Township | 19N |
| Legal Section | 27 |
| Jurisdiction | ARENAC MI |
| Township / Civil Division | ADAMS |
| Census Block Group | 3 |
| Census Block | 3064 |
| Census Tract | 970200 |
Source: Arenac County records · APN 001-0-027-400-005-00
Assessment roll updated May 19, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2292 SPENCER RD, STERLING, MI 48659-9618 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ARENAC MI |
| Property Address | 2292 SPENCER RD, STERLING, MI 48659-9618 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2018 |
| Name | Verified Name |
|---|
| Document Number | 201802183 |
|---|---|
| Date | Jun 21, 2018 |
| Instrument | 201802183 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 175 Months |
| Due | Jan 01, 2033 |
Source: Arenac County records · Assessment roll updated May 19, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Arenac County |
| County Subdivision | Adams Township |
| Unified School District | Standish-Sterling Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $135,800 | $271,600 | |
| 2025 | $3,018.00 |
Source: FEMA National Flood Hazard Layer, Arenac County (26011C), updated June 15, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Low above 20% of the US · above 52% of Michigan |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 5 locations within about half a mile of this property, a small sample
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Point Broadband Fiber Holding | Fixed Wireless (unlicensed) | 1,000 / 500 |
May also be available at this address: Point Broadband Fiber Holding, T-Mobile USA, Frontier. Availability varies by address; speeds are provider-advertised maximums, not measured.
4G LTE (outdoors only), no 5G reported
Search by:
By searching, you agree to: Terms • Privacy • Disclosures