2292 Royal Ln, Naples, FL 34112 Property Records

Collier County property record for 2292 Royal Ln, Naples, FL 34112

Property Summary

Property Type	Single Family Home
Details	2,908 sqft · built 1987
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on File
Last Sale	$525,000 (Apr 2021)
Tax Bill	$5,542 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Oct 2021 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`437200 T 95B07`

Property Details

APN / Parcel Number

Primary APN	`437200 T 95B07`
Alternative APNs	`53055880002100800T95` `53055880002`

Interior

Stories	1 Story
Building Area	2,908 sqft Living Area
1st Floor Area	2,908 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Construction Type	Wood
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	130 ft deep x 94 ft wide
Pool Area	364 sqft
Deck Area	456 sqft

Location & Zoning

Street Address	2292 ROYAL LN
City	NAPLES
State	FL
Zip	34112-5323
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	KINGS LAKE #4 BLK T LOT 9
Legal Range	26
Legal Township	50
Legal Section	7
Legal Subdivision	KINGS LAKE UNIT 4
Legal Tract	437200
Legal Block	T
Legal Lot Number	9
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2012
Census Tract	10606

Owner

Source: Collier County assessment roll, as of September 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2292 ROYAL LN, NAPLES, FL 34112-5323
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2026	Deed of Trust, Mortgage · Commercial Mortgage FIRST BANK
Oct 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Apr 21, 2021	Warranty Deed, Transfer · FHA Mortgage SUMMIT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 21, 2021 · Amount on Record
Deed Sale	Apr 21, 2021 · Amount on Record
Prior Sale	Nov 19, 2007 · Amount on Record
Deed Document Number	20216042761
Deed Book / Page	5931 / 3200
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	2292 ROYAL LN, NAPLES, FL 34112-5323
Transaction Type	Mortgage
Record Updated	Apr 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2292 ROYAL LN, NAPLES, FL 34112-5323

Mortgage

Document Number	0065673671
Date	Mar 26, 2026
Book Page	6567/3671
Instrument	6802312

Lender

Name	FIRST BANK
Type	Bank
Address	GREENSBORO, NC 27401

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Mar 19, 2036

Interest

Rate Type	Adjustable Rate

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	2292 ROYAL LN, NAPLES, FL 34112-5323
Transaction Type	Mortgage
Record Updated	Jul 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2292 ROYAL LN, NAPLES, FL 34112-5323

Mortgage

Document Number	0060250469
Date	Oct 11, 2021
Book Page	6025/469
Instrument	6141361

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Oct 1, 2050

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Apr 21, 2021
Property Address	2292 ROYAL LN, NAPLES, FL 34112-5323
Document Number	0059313200
Book / Page	5931 / 3200
Map Reference	MB 13 PG 71-73
Instrument Date	Apr 15, 2021
Instrument	6042761
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,675.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3300 COUNTY BARN RD, 3300, NAPLES, FL 34112-5439

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2292 ROYAL LN, NAPLES, FL 34112-5323

Mortgage

Document Number	0059313202
Date	Apr 21, 2021
Instrument	5931/3202

Lender

Name	SUMMIT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Collier County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,542.00 (+4.23%) Homeowner's exemption	$538,238 (+3.23%) Land $312,738 Building $225,500	$538,238 (-27.84%) Land $312,738 Building $225,500
2024	$5,317.00 (+0.99%)
2023	$5,265.00 (-2.43%) Homeowner's exemption	$521,410 (+3%)	$745,883 (+27.05%) Land $416,983 Building $328,900
2022	$5,396.00 Homeowner's exemption	$506,223	$587,082 Land $248,701 Building $338,381

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 314 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	746 units insured incl. 432 condo units
Nearby Flood Claims	20 (1992–2017)
Claims Outside the SFHA	2 of 20
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 11 claims Hurricane Wilma, Oct 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Lumen Technologies Fiber	3,000 / 3,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: TPC ACC Acquisition.

Cell Coverage

5G (outdoors only) and 4G LTE

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